Problem with teen drivers underlined in Florida auto insurance court case

According to Online Auto Insurance, an appeals court in Florida has recently ruled on a case that began with a crash which involved four adolescents and “some horseplay,” and that underlines the types of behaviors that cause car insurers to charge teen motorists higher rates. The case began with a circumstance where a passenger had been repeatedly reaching across to the driver’s side to honk the horn and take hold of the steering wheel of his girlfriend’s car while she was driving it. Both of these individuals were 17 years…

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Parent’s Supervised Driving Guide launched by Safe Roads Alliance, Safety Insurance, and the Mass RMV

Top home, auto, and commercial insurer in New Hampshire and Massachusetts, Safety Insurance, has announced that it is working with the nonprofit organization, Safe Roads Alliance, which works to promote driving safety, to offer The Parent’s Supervised Driving Guide with the support of the Massachusetts Department of Transportation Registry of Motor Vehicles (Mass RMV). Safety Insurance and Safe Roads Alliance have created the program in their combined effort to better the awareness and education of drivers in Massachusetts by offering a free resource to guardians and parents of the recipients…

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Tips for driving safety in the winter for teens and other new drivers

Every year there are more cars on the roads, meaning that every winter becomes a little bit more treacherous, especially when extreme weather is thrown into the mix. These road conditions can bring about some very unexpected and frightening situations for even the most experienced drivers, let alone the new ones such as teens. Therefore, without experience for guidance, it is important to learn good quality tips to help to avoid accidents. Review the following every year before heading out into inclement weather: • Prepare the vehicle – change to…

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New study shows New Year’s Eve is worst holiday for teen drinking and driving

A new study performed by Liberty Mutual Insurance and SADD (Students Against Destructive Decisions) has shown that New Year’s Eve is the holiday on which teens are most likely to drive while under the influence of alcohol or drugs, despite the fact that they believe that it is the most dangerous driving night of the year. The survey included the participation of almost 2,300 students in the eleventh and twelfth grades. When those who were drivers were asked about the degree of danger they believe is associated with certain events…

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Insurance tips for the start of the new school year

As the time grows nearer to the start of the new school year, it is important to look over your insurance needs and consider whether or not they are being met by your current coverage, as there are many issues that can alter your protection requirements at this time. A child’s grade level change, a newly licensed teen, or having a family member who is a college freshmen can each impact the type of insurance you need for auto, health, and homeownership. First, have a look at your auto insurance.…

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Survey shows that Americans want new adolescent driving regulations

Allstate Insurance has released the results of a survey they performed across the country, which showed that almost 60 percent of Americans would like a nationwide law that would set minimum state requirements for a graduated driver licensing (GDL) program. The survey also showed that among all of the age groups, adolescents ranked the lowest. In fact, among the participants, 81 percent gave teens an “average” or “poor” driver rating. The STANDUP Act (Safe Teen and Novice Driver Uniform Protection), is already in Congress where it is pending. It is…

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New driver survey shows 1 out of 5 are not ready

A new report released the other day by The GMAC Insurance Group, a national property, casualty and auto insurance provider, suggests that American roads may be more dangerous than previously thought. The report, called the GMAC Insurance National Drivers Test, shows that 1 out of every 5 drivers do not meet the minimum requirements to obtain a driver’s license. This translates into 18%, or 37 million, motorists being unfit to be behind the wheel of a car. In previous years, New York held the last place position. This year, however,…

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