Mississippi House faces another attempt for online computer checks for car insurance

The Mississippi House is yet again moving ahead with a proposal to establish online computer checks to make certain that motorists are covered by car insurance. Last year, former Governor Haley Barbour vetoed a similar measure. Insurance Research Council data from 2009 shows that Mississippi is the state with the highest portion of uninsured drivers in the country, having reached 28 percent. In fact, that is twice as high as the Council’s national average for uninsured drivers. This latest measure was sponsored by Gary Chism (R-Columbus), the House Insurance Committee…

Read More

More states permit drivers to use insurance app as proof of coverage

The Property Casualty Insurers Association of America (PCI) has released a simple solution to help drivers to make certain that they always carry proof of their auto insurance coverage with them, which involves the use of an app that allows the proof to be displayed using a smartphone. Motorists in Idaho received the approval last Thursday when that state’s Senate Transportation Committee gave their unanimous approval to the SB 1319 measure. Now, there are similar bills being considered by several other states, including California, Arizona, and Mississippi. According to the…

Read More

More and more people driving without insurance

The high unemployment rates and continuing poor economy have affected almost everyone across the United States. When people lose a job they start looking at where they can cut their bills to make ends meet. Unfortunately, sometimes their car insurance is one of the areas that get cut. The rate of uninsured drivers for 2010 hit 16.1 percent. Several states have amended previous insurance requirements, or changed the minimum amounts a driver is required to carry. Some states have changed coverage that was once mandatory, like underinsured motorist, and made…

Read More

New online verification system for auto insurance in Mississippi

The Mississippi Senate recently passed the auto-insurance verification bill wherein it forces the state’s residents to comply with the Mississippi insurance laws. The bill is set to face a legislative deadline soon. The bill introduces a new program that allows the use of computer technology in verifying the coverage of liability insurance for the Department of Revenue and Insurance Department and the Department of Public Safety. For motorists who do not have insurance policies, they will be facing penalties such fines that can go as high as $500 or suspension…

Read More