Michigan motorcycle insurance reform leaves riders concerned over new vulnerabilities

Michigan motorcycle insurance - Man on motorcycle

A new state law designed to get auto insurance rates under control could risk biker coverage. Motorcyclists are feeling nervous about potential upcoming changes to Michigan motorcycle insurance coverage. The state has been making some serious moves to reduce its auto insurance rates after having been the most expensive in the country for many years. The new law will allow motorists to purchase limited personal injury protection benefits. The new state auto insurance law was signed by Democratic Governor Gretchen Whitmer after having been pushed by the Republican-led state legislature.…

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Michigan auto insurance is unaffordable to 97 percent of ZIP codes, says UM study

Michigan auto insurance - Car Crash

Nearly every ZIP code has car insurance premiums greater than 2 percent of household income. Michigan auto insurance rates are too high to be considered affordable to people living in 97 percent of the ZIP codes across the state, says a new University of Michigan study. The research was conducted by Poverty Solutions, the university’s campus-wide think tank. The study determined that the cost of auto insurance represented too much of a household’s income. What the researchers found was that in 97 percent of the ZIP codes across the state,…

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How to Save on Car Insurance in Michigan

Michigan Auto Insurance rates

It’s no secret, car insurance in Michigan is very expensive. For the fifth year in a row, Michigan has ranked as the most expensive state for Car Insurance. In 2018, The average car insurance premium for Michigan residents is 64% higher than the national average premium. So far for 2019, our own research has shown that currently Michigan drivers are paying on average $1,300 for a one full coverage vehicle. This is $346 higher than the national average. The national average currently stands at $954 per year. With premiums so…

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State Farm auto insurance rates drop in several states (including the most expensive)

State Farm auto insruance rates - Car on coins

The insurer has announced that drivers in many states will be feeling a bit of relief from their rates. State Farm auto insurance rates are falling in a number of states, including two of the most expensive places to drive in the country. Two states that will experience relief over what they had been paying include Michigan and Louisiana. Michigan drivers – who pay, on average, more than any other motorists in the country – will see an average State Farm auto insurance rate reduction of 3.5 percent. In total,…

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Detroit Mayor Duggan’s auto insurance lawsuit moving to federal court

auto insurance lawsuit - Supreme Court

Mike Duggan’s fight against high premiums has taken its next step upward in the legal system. Detroit Mayor Mike Duggan’s auto insurance lawsuit is still continuing as the fight has now moved to a federal court. The suit has to do with the exceptionally high car insurance rates in Michigan. Drivers in Michigan pay some of the highest car insurance premiums in the entire country. Motorists have been hoping that Duggan’s auto insurance lawsuit would provide them with some relief. The suit was initially filed last year with even state…

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Michigan Attorney General may join Detroit mayor in no-fault insurance lawsuit

No-fault insurance - car crash

AG Bill Schuette may back Mayor Mike Duggan in having the state system declared unconstitutional. Michigan Attorney General Bill Schuette may step in to support Detroit Mayor Mike Duggan in the lawsuit to declare the no-fault insurance system in the state to be unconstitutional. The Detroit Mayor filed the lawsuit about the auto insurance system in the state back in August. Insurance Commissioner Patrick McPharlin said in a court filing earlier this week, that Schuette may build a “conflict wall” to other lawyers in his office to represent the state…

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Michigan auto insurance rates are increasing yet again

Michigan Auto Insurance Rates - Graph - Auto Insurance rates on the rise

Drivers throughout the state are bracing to once again pay more for their no-fault coverage. Michigan auto insurance rates are about to head upwards yet again. Motorists are accustomed to seeing their premiums rise as a result of the ever-increasing no-fault coverage fees. Now, many will need to tighten belts even further to help them afford the new rates in the state. The rising Michigan auto insurance rates have been problematically high for several years. The upward trend of coverage costs has been a persistent one. State lawmakers have repeatedly…

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