Live Insurance News

11.4 million people sign up for health insurance coverage in the US

February 20, 2015February 18, 2015 S.Vagus

More than 11 million people have used insurance exchanges to find the coverage that they need The open enrollment period for health insurance exchanges in the United States has come to an end and the White House has announced that 11.4 million people signed up for coverage through these exchanges. Many people opted to seek out insurance coverage through these exchanges because of the availability of subsidies from the federal government. These subsidies are offered through the Affordable Care Act and have helped offset the cost of insurance policies for…

Is Health Insurance Worth It?

July 12, 2014July 11, 2014 Note From The Editor

Health insurance can be a tricky subject. Many people consider insurance coverage to be vital, holding a place of importance in their lives that few other things approach. Others tolerate insurance coverage, thinking of its as a necessary expense that they are neither fond of nor hate. Still others believe that insurance is a waste of money that could be better spent on other things. Like all forms of insurance, the value of health coverage is a matter of perspective. In the U.S., health insurance coverage is mandatory, but that…

Health insurance policies reduce the risk of emergency surgery

April 22, 2014April 19, 2014 G. Turner

A recent study has shown that people who are uninsured are more likely to require urgent procedures. The results of a new insurance news study have revealed that whether or not someone has coverage is linked to that person’s risk of having to undergo emergency aorta surgery, and that health insurance coverage is also tied to how well those people will actually do after they have received the operation. People who were uninsured had a notably larger risk of having to have urgent surgery on the aorta. The health insurance…

Health insurance options limitations annoys small businesses

December 19, 2013December 16, 2013 H. Cutner

As of next year, the only state (aside from two counties) without a “SHOP” will be Washington. In 2014, other than two counties near the border of Oregon, the only state that won’t have a Small Business Health Options Program (SHOP), will be Washington, which means that the small employers across that state won’t have health insurance options that will bring them the federal tax credits that would help to keep the cost of the coverage for their workers down under the Affordable Care Act. Although the state has dozens…

Survey highlights consumer interest in health insurance coverage

December 16, 2013December 13, 2013 Logan B.

Some consumers may opt for fines rather than insurance Princeton Survey Research Associates has released the results of a new survey that suggests many people may be willing to pay fines rather than purchase health insurance coverage in the U.S. According to federal law, all U.S. citizens must have active health insurance policies beginning on January 1, 2014. Those failing to meet this requirement could face fines that could be as much as 1% of a person’s annual income. While the law is meant to institute financial penalties in January…