Health insurance exchanges have to contend with more than technical difficulties

Problems with health insurance exchanges extend beyond technology Health insurance is a hot topic in the U.S., and will likely remain so for the next few years due to the controversy created by the Affordable Care Act. This controversy began in 2010, when the law was officially passed, and has gained momentum ever since. This year, one of the most significant aspects of the law came into play: Health insurance exchanges throughout the country went live on October 1. The exchanges had been heralded by the federal government as marketplaces…

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Low enrollment in federal insurance program spurs a drop in premiums

Earlier this year, the federal government expanded the eligibility of a federal health insurance program to include those with preexisting conditions. The initiative was originally slated to take effect in 2014, along with the rest of the Affordable Care Act, but the Department of Health and Human Services enacted the new rules in an effort to ensure more people were receiving health insurance. The program, however, has been fraught with low enrollment, spurring the HHS to lower premiums by an average of 18% throughout the nation. The HHS hopes that…

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