Nonsmokers homeowners insurance discounts are butting out

nonsmokers homeowners insurance

Though once quite common, the reduced premiums paid by people who don’t smoke are becoming rare. It wasn’t that long ago that reporting to an insurer that you wished for nonsmokers homeowners insurance because nobody in the household was lighting up was not only good for the health of your family, but also for your wallet. However, it is becoming increasingly rare to be able to shave those extra dollars from your premiums in this way. This is especially the case in Massachusetts. The nonsmokers homeowners insurance discount in the…

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4 Surprising Home Insurance Credits That Help You Save

Homeowners Insurance

The Federal Reserve puts the median cost of homeowners’ insurance at $744 per year, but insurance costs can range from as low as $300 per year to as much as $1,000 per year. Your home’s condition, geography and weather all influence costs. While you can’t do much about certain home hazards, such as a floodplain location or tornado zone, you can tackle other hazards that cause a higher premium. These four issues represent potential homeowners’ insurance credits that you can earn with just a little bit of work and upfront…

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Saving on Insurance: Six Tips for Lowing Your Homeowner’s Insurance

cost of Homeowners Insurance

Looking to save money on your home insurance? The price you pay for insurance is not fixed. If you need to lower your monthly payments, there are several ways to do so.   Shop Around Not all insurance companies are created equal. You can save a bundle by calling different insurance companies for quotes. You may find a different company who can offer you the exact same level of protection for a significantly reduced rate. Raise Your Deductible If you are in a low-risk area, you can save money by raising…

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Why Bundling Home and Car Insurance is a Smart Move

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Not only is it harder work shopping around for separate quotes for your auto insurance and then your home insurance but it could also be costing you more money by buying individual policies .  Many insurance companies offer discounts for loyal customers who choose to give their business to them on several fronts so it is worth checking out to see whether you can save money by bundling.  Why bundling makes sense  When you think it about it, if you went into a store and offered to buy three of…

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5 Myths About Home Security

home security cybersecurity insurance industry

If you’ve thought about installing a home security system but you’ve heard rumors about them that are holding you back, you could be relying on myths without consideration for the truth. To set the record straight once and for all, check out these five myths about home security systems, and maybe you’ll change your mind. 1. No One Will Break Into My Home It doesn’t matter where you live, a burglar can target any home anywhere, and they’re seeking unprotected homes like yours. The FBI reports that there were over…

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