Ways To Get Home Insurance Discounts

Home Insurance Discounts

Nowadays, it is so much easier than in the past to get a home insurance policy since they can even be found online. You need to simply invest time and effort to find a deal that is great for you. However, this is where many homeowners make mistakes. There are many ways in which you can get home insurance discounts, like the ones highlighted below. Raise Deductibles The deductible is practically how much you agree to fund in the event that a claim is filed in the future. The insurer…

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Homeowners insurance industry isn’t impressed with smart homes

homeowners insurance industry, smartphone smart home

Despite the claims device makers have made about improved security, insurers aren’t lowering bills. The smart home device market has led to millions of dollars in sales but has not managed to impress the homeowners insurance industry. Americans have been buying WiFi connected smoke detectors and security cameras in droves. However, home insurance companies aren’t yet convinced that they are worthy of premiums discounts. A traditional smoke detector may bring savings to many homeowners, but more recent gadgets are still unproven. With the average rates across the homeowners insurance industry…

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Auto insurance discounts from new safety features are few and far between

auto insurance discounts new york traffic taxi

Automakers are continually adding safety features to their models but this isn’t making coverage cheaper. Every year, vehicles have a new list of safety features, but they don’t appear to be reflected in auto insurance discounts. A handful of years ago, the devices commonplace in the latest models didn’t even exist. In theory, these are making cars safer. Yet insurance companies are not reflecting that safety boost in the premiums charged for coverage. Many consumers are now asking why they’re not paying less when they own far safer vehicles. The…

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Motorcycle insurance discounts make a difference with anti-theft devices

Motorcycle insurance discounts Bikers Waves Riding Harley Davidson

Riders who are looking to save money have spotted a fantastic way to reduce their premiums. Finding the best motorcycle insurance discounts can be one of the best ways to save money. That said, some provide a greater savings than others. The majority of states require riders to carry a certain amount of coverage. That can be very affordable or quite expensive depending on the individual, where they live and the bike being insured. Riders are now finding that anti-theft devices are proving to be a fantastic investment in insurance…

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A good tire pressure gauge is a vital part of winter safety

auto insurance winter tire pressure gauge

You may have put your winter tires on, but if they aren’t properly inflated, they aren’t as effective. Across the United States and Canada, a growing number of insurance companies are offering discounts for careful attention to safety throughout winter months, such as using winter tires, but drivers should also be investing in a high quality digital tire pressure gauge to make sure their inflation is where it should be. Fluctuating temperatures make it especially important to keep an eye on tire inflation levels. On the Canadian side of the…

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Auto insurance discounts are missed by 84 percent of US drivers

storm auto insurance discounts car

A recent study has shown that only 16 percent of American motorists actually take advantage of all savings opportunities. A new report was recently released by insuranceQuotes.com and has shown that a large majority of consumers in the United States are not taking advantage of all of the potential auto insurance discounts for which they might qualify with their providers. The report showed that only 16 percent of drivers had actually asked their insurance company about discounts. Among the types of auto insurance discount that are common are marriage, low…

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Auto Insurance Discounts You May Not Know About

Many of us spend a large portion of our incomes on car maintenance, repairs, and auto insurance. To help decrease the high costs associated with car ownership, it is extremely beneficial to be cognizant of ways to save on auto insurance. Auto insurance can get expensive, but many people are unaware of the auto insurance discounts available to them. Below is an overview of several types of auto insurance discounts you may not know about. Have Multiple Cars Under the Same Insurance Policy If you own more than one car,…

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