How Climate Impacts Your Property Insurance Costs

climate change and property insurance costs

There are plenty of factors that can impact your property insurance costs, from your location and the size of the home to the contents, but one thing that homeowners may not be prepared for is how climate is now affecting their premiums. A recent report released shows Canada is warming up at twice the rate of the rest of the world; this has left insurance providers feeling uneasy. That uneasiness is most likely going to translate to a rise in premium rates. So how exactly does climate impact your property…

Read More

Motorists Insurance and Enservio Sign Multi-Year Software Agreement

insurance claims technology

A multi-year contract for Enservio’s contents management SaaS application for all contents claims needs NEEDHAM, Mass. – January 12, 2016 – Enservio, Inc., a leading provider of contents claim management software, payments solutions, and inventory and valuation services for property insurers, today announced a multi-year agreement to provide The Motorists Insurance Group with ContentsExpress™, the leading self-service contents management solution, as well as onsite inventory and valuation services. Available as a web-based, SaaS subscription, ContentsExpress is the industry’s leading contents management solution trusted by hundreds of property insurance carriers nationwide.…

Read More

Good insurance news for Missouri consumers who recently made claims

Insurance News payment in quarters

The state department has now helped them to obtain additional payments for their early 2015 claims. For many consumers across Missouri, the insurance news has been good, as many of those who filed complaints against their insurers received assistance from the state Insurance Department and will be receiving additional claim payments. A total of $6.3 million in additional payments will be made for many claims made in the first half of the year. The majority if this insurance news has to do with claims made on health plans. That type…

Read More

Understanding flood insurance in the US

Flood homeowners Insurance Program

Flood protection is a problematic issue Flood insurance has become a strange subject in the U.S. Many homeowners are unaware of flood protection, but for those living in coastal regions of the country this protection is mandatory. Private insurers do not typically offer flood protection because of the costly nature of natural disasters and how often these disasters can cause floods in certain parts of the country. As such, the only place that most homeowners can find flood protection is through the National Flood Insurance Program. Receiving protection from this…

Read More

Home Warranties and the Real Estate Market: Is it worth your money?

Home Warranties

Home Warranties And The Market… In the real estate market, most homeowners find themselves at the mercy of their Realtors and their expertise. When buying and selling homes, people rarely have time to research home warranties, interest rates, appraisers, home inspectors, and all of the other factors and questions that might arise during the process.  So, it is very important to use a qualified, trustworthy Realtor with a good track record and comes recommended by previous customers. One problem with putting so much faith in Realtors is the kickbacks and…

Read More