Home warranties vs. home insurance: What are the benefits?

Owning a home comes with a lot of responsibility in terms of protecting your belongings and the house itself. Having a home warranty and insurance coverage can relieve some of the stresses that come with leaky plumbing and broken appliances. There is definitely a risk associated with choosing to use a home warranty or insurance company, but should something major happen, having one or both of these services can save a lot of money. The main difference between a warranty and homeowners insurance is that home warranties cover appliances and systems…

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Home Warranties and the Real Estate Market: Is it worth your money?

Home Warranties

Home Warranties And The Market… In the real estate market, most homeowners find themselves at the mercy of their Realtors and their expertise. When buying and selling homes, people rarely have time to research home warranties, interest rates, appraisers, home inspectors, and all of the other factors and questions that might arise during the process.  So, it is very important to use a qualified, trustworthy Realtor with a good track record and comes recommended by previous customers. One problem with putting so much faith in Realtors is the kickbacks and…

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Homeowners insurance may not be providing the added coverage policyholders want

homeowners insurance home warranty

As the summer fades away and winter looms ahead, people are buying added protection for possible emergencies. The coverage from homeowners insurance is vital in the case of a fire, a burst water pipe, or even when a tree falls over into the house, as it provides coverage for all or part of the repair costs, but many policyholders aren’t entirely certain as to what coverage they have. This is risky because not understanding coverage means that the protection may not be adequate. This can also mean that if an…

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