In the light of recent developments, homeowners are dealing with an uptick in non-renewals from insurance companies. This has put consumers in a rather precarious position, pushing them to become proactive in order to navigate this wave of non-renewals. It’s becoming increasingly clear that being prepared and informed is the best course of action. One of the key factors that can influence your home insurance coverage and costs is the home inspection. This critical step is aimed at identifying potential risks and ensuring that homes meet specific safety standards.…
Read MoreTag: home inspection
Does Home Insurance Cover Insect or Pest Damage?
Most standard home insurance policies purchased today cover damages caused by storms, fire, and theft. It may be possible to find coverage for collateral damage caused by insects and other pests, but generally this type of protection is not available. The question of whether or not your home insurance covers insect or pest damage can be answered by first determining how the insurance company views this type of risk as an insurable event and the type of infestation problems you are experiencing in your home. The Purpose of Home Insurance…
Read More