Most standard home insurance policies purchased today cover damages caused by storms, fire, and theft. It may be possible to find coverage for collateral damage caused by insects and other pests, but generally this type of protection is not available. The question of whether or not your home insurance covers insect or pest damage can be answered by first determining how the insurance company views this type of risk as an insurable event and the type of infestation problems you are experiencing in your home. The Purpose of Home Insurance…
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