Small business health insurance exchange is struggling to connect with companies

health insurance exchange

New exchange designed for small businesses is experiencing turbulence HealthCare.gov has launched its small business service, offering employers the chance to purchase health insurance plans for their workers through a federal exchange marketplace. This federal exchange was meant to be made available last year, during HealthCare.gov’s first open enrollment period, but its launch was delayed due to concerns over the financial impact mandatory insurance coverage would have on small businesses. The exchange is now available to small businesses, but reports of mild technical problems has made it difficult for some…

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State-run health insurance exchanges may lack funds

Colorado Health Insurance

Exchanges in some states do not have the access to financial resources they need to remain stable Some states may not have the money they need to operate their own health insurance exchanges. The Affordable Care Act gave states throughout the country the opportunity to build and operate their own insurance exchanges, but only 14 opted to do so. The federal government provided billions of dollars in funding to help exchanges take form in these states, but these exchanges also need to be self-sufficient and operate as effective and profitable…

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Health insurance study reveals the true feelings of employers

health insurance for small business

The results of recent research provide insight into the way that companies feel about providing coverage to workers. Even though the cost of medical care has been continuing to rise and the pressure from the Affordable Care Act is ever present in the air, employers continue to think of health insurance for their employees as a high priority. The health care reform has added some new requirements that will be impacting many smaller businesses. The study results have indicated that while the priority of employee health insurance remains high, the…

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Health insurance enrollments at Covered California launched on Saturday

California health insurance

Residents of the state were able to begin using the service over the weekend in order to purchase their health plans. Covered California has once again opened its doors for residents of the state who are seeking to purchase their health insurance plans in order to comply with the requirements of the Affordable Care Act as it enters into its second round of open enrollment. The deadline for coverage to start, change or renew on January 15, 2015 is going to be December 15, 2014. This means that Californians now…

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Health insurance misunderstandings may lead to bad choices, study

health insurance confusion

Research has revealed that there is a gap between the reality of coverage and the average consumer’s perception. The findings that have been published by the American Institutes for Research, from a recent study, have revealed the outcome of an evaluation of the confidence level that people have when they are selecting their health insurance coverage when compared to their actual skills and knowledge on the subject. The open enrollment for buying a health plan is now less than two weeks away and perception may not match reality. As people…

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