Health insurance policies aren’t stopping people from using the ER

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Among the predicted benefits of the Affordable Care Act was that people would stop using this last resort care. When the Affordable Care Act went into effect, one of the advantages was supposed to be that health insurance policies would reduce the use of hospital emergency rooms. That said, despite the fact that many millions of people are now covered, they’re still headed to the ER. This is problematic as emergency room medical care is among the most expensive types of health care. The belief was that because people would…

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Health insurance trends show many covered Americans still aren’t seeking care

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Millions of people are skipping medical care despite the fact that they have a policy. A survey commissioned by the American College of Emergency Physicians provided notable insight into health insurance trends. Unfortunately, it has revealed that many people who have a health plan are skipping medical care. They are showing increasing discontent with the expense and quality of their health plans. Almost a third of survey participants felt their health insurance coverage had declined over the past year. Only 15 percent of the participants in the health insurance trends…

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Consumers are losing satisfaction with health insurance providers

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Satisfaction is falling among consumers with health insurance coverage in the US Consumer satisfaction in health insurance in the U.S. has gone down, according to a new report from the American Customer Satisfaction Index. Many of the country’s leading health insurance providers scored a 69 out of 100 in terms of consumer satisfaction. There are many reasons why consumers may be unsatisfied with their insurance providers, but the Affordable Care Act may not be something that has affected satisfaction among consumers in a significant way. The Affordable Care Act may…

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Florida health insurance stats place the state as third among uninsured

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Despite the efforts made to spread awareness of the Affordable Care Act, many remain without coverage. Five years ago, when the Affordable Care Act was first launched, the health insurance coverage rate in Florida was among the lowest in the country, and now that half a decade has passed, Florida’s rank among the uninsured states is still in third place. That said, despite the large uninsured rate in Florida in terms of health plans, the situation has improved. Now that the health care reform is starting to settle in and…

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Poll shows health insurance industry tactics causes healthcare struggles

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The research has shown that delays and compromised medical care are resulting from common strategies. According to the results of a poll conducted by the largest advocacy group for emergency physicians in the United States, recent tactics being used by the health insurance industry are causing patients to have to give up on necessary medical care. The poll involved the participation of 1,433 physicians and was conducted by the American College of Emergency Physicians (ACEP). The survey was conducted throughout September 2015 and this nationwide poll’s results revealed that 70…

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Health insurance premiums are a main issue for consumers

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A recent study has shown that Americans pay most attention to price when they shop for plans. Americans have made bargain shopping into an art form, and this habit has crossed over into the effort to purchase health insurance, as the cost of premiums are among the top factors that consumers consider when they buy, according to a new survey. Two thirds of consumers who switched plans on the insurance exchange said price was the deciding factor. Over half of all consumers who shopped around on the exchanges but didn’t…

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Health insurance education sessions to be hosted by UnitedHealthcare

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Insurer aims to dispel the confusion that surrounds health insurance coverage The East Central Regional Enrollment Network, which provides assistance for those interested in enrolling in both private and public health insurance plans, has announced that UnitedHealthcare, one of the nation’s largest insurance providers, will be offering education opportunities. The insurer will be hosting educational sessions concerning the policies it offers through the Wisconsin health insurance exchange. The sessions are meant to dispel confusion among consumers and ensure that they have the information they need in order to acquire the…

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Health insurance trends still show challenges for transgender consumers

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Many people are facing lengthy battles with insurers regarding the coverage of certain procedures and medications. Across the United States, there are an estimated 700,000 people who are transgender, and many of those consumers have been facing considerable struggles as the latest health insurance trends are not providing coverage for certain medications and procedures that are commonly needed by these individuals. As the public becomes more aware of this population, it is increasingly evident that insurance coverage is highly complex. When it comes to procedures related to transgender people, the…

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Program to protect health insurance companies to be expanded

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Government plans to expand reinsurance program to protect insurers The Obama Administration has announced that it will be expanding a program that is designed to protect health insurance companies from high claims. The system serve as a reinsurance program, which provides insurers with the protection they need from the risks that they face. Insurers throughout the country will have the chance to pay into the program, which will partially reimburse them for insurance claims that go beyond a certain level. HHS will have the program cover the cost of claims…

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Health insurance premiums on the rise throughout the US

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Insurers are looking to increase premiums to recover from financial losses Insurance companies offering coverage through exchanges throughout the United States are looking to increase premiums in the coming year. This may not be a surprise, as industry experts and analysts have predicted significant growth in insurance premiums in the coming years. According to analysis from HealthPocket, however, rates are expected to grow by an average of 12% in 2016 for individual policies. Premiums enrolled in the most popular plans, such as Silver tier plans, could increase by as much…

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