Men taking Truvada often rejected for disability insurance policy

Disability insurance policy - Men rejected for HIV prevention drug

Instances men turned down for coverage based on HIV prevention use are increasingly common. Americans taking the prescription drug Truvada are finding it harder to purchase a disability insurance policy. Truvada is an HIV prevention drug meant to help protect a user from becoming infected. The Affordable Care Act bans health insurance companies from discriminating based on sexual orientation. That said, the states themselves each have their own regulations for what is allowed to determine eligibility for certain specific types of coverage such as life, long-term care, or a disability…

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Health insurance trends may be driving opioid epidemic

Health insurance trends - Pills - pain killers - drugs

A recent Johns Hopkins Bloomberg School of Public Health Study measured this effect. Health insurance trends toward greater popularity of coverage may be pushing along the opioid epidemic. The reason, according to the Johns Hopkins Bloomberg School of Public Health study, the reason is that the majority of private insurers as well as Medicare and Medicaid aren’t doing enough to stop it. The study examined coverage policies from major health insurance companies in 2017. The researchers looked into what the policies offered in terms of coverage for treating chronic lower…

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Doctors seek alternatives to having to accept health insurance

Accept health insurance - Doctor

A growing trend is sending doctors to use monthly membership fees instead of payments from insurers. A growing number of doctors are refusing to accept health insurance in favor of other systems such as monthly membership fees. This has been a response to challenges that they have faced with insurers as well as struggles they’ve seen among their patients. Doctors feel held back by a system encouraging them to consistently see high patient numbers. Struggles with claims processes and rising costs have also frustrated their patients. Doctors feel as though…

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Mayo Clinic downsizing leads to heath insurance unit sale

Health Insurance Unit - Medicine - Doctor - Heart rate - health

Corporate downsizing has led the highly reputed organization to take a new direction with its coverage. The Mayo Clinic has sold its health insurance unit in western Wisconsin. Patients covered by those policies will be offered a new option for their coverage. The policyholders were not without warning as the Mayo Clinic has been discussing it for years. The Mayo Clinic sold its health insurance unit to WEA Trust, a public employee insurer. The academic medical center decided within the last couple of years that it would put its health…

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Veterans health insurance may be dropped by 600,000 in 2017

veterans health insurance

More than half a million vets could find themselves without coverage, say researchers. New research from the (left-leaning) Urban Institute has said 600,000 veterans health insurance policies may cease next year. The reason, said the report, is that in 19 states, Medicaid is not expanding enough to cover the vets. Even with the Medicaid expansion that has already occurred, there continue to be hundreds of thousands of uninsured. The Urban Institute has cautioned that unless the 19 states that have continued to withhold the expansion broaden their programs, there will…

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Alternative painkiller insurance is hard to find in the US

alternative painkiller insurance medication health care cost

Despite the struggle the country is facing with the use of prescription opioids to reduce pain, patients have few choices. Over the last ten years, the prescription of opioids has skyrocketed but alternative painkiller insurance policies are few and far between. Consumers struggle to find insurance coverage for options outside highly addictive medications with serious risks. Fentanyl, oxycodone, hydrocodone and morphine prescriptions are climbing – as are opioid overdoses. This trend isn’t new – it has been around for about ten years – but it is far worse now than…

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Top California health insurance barriers include premiums and eligibility

California Health Insurance

The results of research conducted throughout 2014 showed that there were very specific reasons for remaining uninsured. A new study conducted by researchers at the Center for Labor Research and Education at the University of California, Berkeley, as well as the UCLA Center for Health Policy Research has determined that among the individuals without California health insurance coverage in 2014, two out of every three were deemed eligible but chose not to enroll as a result of the cost. The other third of the uninsured residents of the state were…

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Texas health insurance exchange continues to build enrollees

Texas health Insurance companies

In the second last week of December, the number of people who signed up in the state rose by 56,000. Texans have recently started to flock to the Texas health insurance exchange and have been signing up for plans that will allow them to comply with the Affordable Care Act’s individual mandate, raising the numbers by a massive 56,000 people within the second last week of December alone. The total number of people who have enrolled in the state has reached just short of 1.1 million. These figures were released…

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Massachusetts health insurance is popular but confusingly complex, study

Massachusetts Health Insurance

Despite the fact that this exchange currently leads the country, many consumers still struggle with medical costs. The results of the annual Center for Health Information and Analysis survey have been released and show that Massachusetts health insurance, while still leading the nation in terms of the percentage of state residents who are insured, still faces certain considerable struggles. The state also leads in terms of health care costs rising faster than income growth and inflation rates. What the survey determined was that about one in every six residents of…

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