health insurance policies Archives ~ Live Insurance News

Will the Trump health care strategy terminate Obamacare?

November 10, 2016November 9, 2016 H. Cutner

The president-elect has repeatedly said the repeal of the Affordable Care Act would be among his first acts. If the campaign promises are to be believed, the Trump health care strategy’s implementation will be one of the first steps taken once the president-elect is sworn in. Over the last few months, Donald Trump has stated that he would repeal and replace the Affordable Care Act. As Americans shop for coverage on the 2017 insurance exchanges, many wonder what will happen next. During a debate in October, Trump said “Obamacare is…

Health insurance policies aren’t stopping people from using the ER

October 25, 2016October 24, 2016 Logan B.

emergency health insurance policies medical technology

Among the predicted benefits of the Affordable Care Act was that people would stop using this last resort care. When the Affordable Care Act went into effect, one of the advantages was supposed to be that health insurance policies would reduce the use of hospital emergency rooms. That said, despite the fact that many millions of people are now covered, they’re still headed to the ER. This is problematic as emergency room medical care is among the most expensive types of health care. The belief was that because people would…

California health insurance may become available to undocumented immigrants

June 14, 2016June 14, 2016 Logan B.

teamwork undocumented immigrant california health care reform bill

Governor Jerry Brown has now pushed the effort for this coverage another step forward. Following the signing of a new bill by Governor Jerry Brown on Friday, California health insurance law has now become one step closer to being available to immigrants who are living in the state without any legal documentation. The bill has now allowed the state to turn to the federal government in order to request its approval. The California health insurance bill has opened up the chance for the state to ask the federal government for…

Health insurance policies are confusing patients, say emergency physicians

May 13, 2016May 11, 2016 Nordstrom

A recent American College of Emergency Physicians report said decisions are made based on misunderstandings. A new report issued by the American College of Emergency Physicians has revealed that the vast majority of patients don’t understand their health insurance policies and it is causing them to make choices based on the wrong information. The report said that a survey of ER physicians showed that 90 percent of their patients don’t understand their coverage. The concern these physicians expressed was over the fact that some insurers sell some highly affordable health…

Higher health insurance costs are creating pressure for Colorado employers

November 18, 2015November 17, 2015 Marc

Survey highlights the concerns that Colorado businesses are reporting with costly health insurance plans Growing insurance costs are weighing heavily on businesses in Colorado, according to a new survey from Lockton Mountain West Benefit Group. The survey has found that many businesses are becoming increasingly concerned over the rising of health insurance premiums. Those that offer insurance coverage to their employers have been hit with rate increases over the past few years, largely a due to the costs that insurance companies themselves are facing. Cost is the single greatest concern…

Nearly 60,000 Arizona residents will have to find new health insurance policies

November 9, 2015November 8, 2015 S.Vagus

Arizona’s health insurance co-op will be shutting down this year Consumers in Arizona will have to find new health insurance policies following a decision made by state regulators to prohibit the sale of new policies through the Arizona health insurance co-op. Regulators have expressed fears that the co-op would fail. The co-op, called Meritus Health Partners, will be shutting down as a result of this decision, which means that some 59,000 people will lose their health insurance policies that were provided through the co-op. Consumers that received policies from Meritus…

Pennsylvania consumers report surprise costs not covered by their health insurance

October 2, 2015September 30, 2015 Marc

Consumers are receiving unexpected bills from medical professionals that are not covered by their insurance policies Unexpected medical bills are proving to be a surprise to many consumers in Pennsylvania. Many consumers have reported surprise charges for their medical care, though they believed that their health insurance policies would cover these costs. The issue is placing some consumers under greater financial strain, as they were unprepared to cover the costs associated with medical care. The problem may be out-of-network care providers, which consumers are unaware of at the time that…

High deductible health insurance policies are becoming more common among consumers

September 25, 2015September 23, 2015 S.Vagus

Many consumers show favor for high deductible plans because of the money they can save on premiums More consumers are beginning to favor high deductible health insurance plans, especially as employers begin shifting insurance costs to workers. High deductible plans have proven interesting to consumers because they have lower monthly premiums. Cost has been an issue that has prevented many consumers from purchasing health insurance policies. With premiums on the rise, many people are looking for ways to keep their costs down, and high deductible policies may be the best…

The majority of insurance companies aren’t transparency law compliant

January 2, 2015December 31, 2014 Julie Campbell

Texas has become unable to determine whether or not the plans are meeting the needs of consumers. Texas recently implemented a new regulation for health insurance companies that required them to have to submit reports to the state Department of Insurance in order to help to protect consumers against unfairly high medical bills, but many insurers have been ignoring this requirement, so far. At the same time, officials in the state haven’t done very much to help to improve compliance. Under the new regulations, insurance companies are supposed to be…

Health insurance coverage is now protecting more Americans

September 19, 2014September 17, 2014 Julie Campbell

Health Insurance coverage - uninsured drops

A new survey has shown that the number of uninsured people in the United States has dropped. This week, federal researchers have reported that in the first quarter of 2014, there was a substantial decline in the number of people in the United States who do not have health insurance. This represents the very first official federal measure of the number of uninsured people, this year. This represents the first time the federal government has measured the number of Americans without health insurance coverage since the individual mandate of the…