Percentage of Americans Covered by Health Insurance Plans Fell in 2018

Americans Covered by Health Insurance Plans Percentage Decline

This represents the first time coverage levels have fallen since the Affordable Care Act went into effect. For the first time since 2009 – the year before the Affordable Care Act was implemented – the percentage of Americans with health insurance plans fell last year. Until 2018, the share of U.S. residents with health insurance had risen each year since 2010. The drop in the share of Americans covered by health insurance plans has occurred regardless of the strength of the economy. Therefore, it was speculated in a New York…

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Aging immigrants with health insurance are at a lower cardiovascular disease risk

Cardiovascular disease risk - Heart - Health - Pulse

Even with the powerful benefits coverage has to offer, immigrants are typically underinsured. Aging immigrants have a far lower cardiovascular disease risk when they have a health plan to cover their medical needs. This is particularly true among individuals who have only recently arrived in the United States. This was the conclusion of a recent study conducted by NYU Rory Meyers College of Nursing researchers. The study was published in the Journal of Nursing Scholarship. Simply having health insurance coverage plays an integral role in the risk associated with heart…

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Covered California health insurance exchange open enrollment begins

covered care open enrollment

This week marked the start of the registration period for people to buy health plans for 2019. Covered California has opened its doors for selling health insurance to state residents who don’t receive benefits through the government or their employers. The insurance exchange is now selling plans for 2019 coverage. The state-run insurance marketplace gives Californians up until December 15 to enroll. Consumers who purchase their plans through Covered California by December 15 will have their coverage in place as of January 1, 2019. That said, there is a second…

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Could health food insurance support preventative medicine and natural treatments?

Health food insurance - fruits and vegetables

Doctors and healthcare providers are increasingly pursuing food-based interventions. Health food insurance could one day be on its way to American plans. Just as health plans currently cover some prevention, prescriptions, procedures and doctor visits, they may one day cover certain foods. The idea is that food-based interventions can effectively prevent or treat certain conditions. The food-based intervention trend is rapidly expanding across the United States. In this way, doctors are recommending that patients prevent conditions by eating right. Similarly, some conditions can be treated more effectively when a patient…

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California health insurance premiums may spike, analysis

California health insurance premiums - American and Californian flag

Covered California predicts a possible spike in rates residents are paying for policies. California health insurance premiums may sharply rise over the next few years. In fact, Covered California’s own analysis predicts a 35 percent increase by 2021. When compared to the current rates, Californian consumers may pay 35 percent more over three years. The state is among a total of 15 predicting average rate hikes of 35 percent by 2021 compared to their current rates. Across the United States, consumers purchasing coverage on an insurance exchange may pay more.…

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Will 1.4 million people lose their health insurance plans in 2017?

health insurance plans

As insurers withdraw from many exchanges, many Americans may find themselves scrambling for new coverage. A new study revealed that the impact of insurers stepping out of the Obamacare marketplaces could leave many Americans without health insurance plans. In fact, as many as 1.4 million people could lose their coverage and have to replace it by 2017. The states expected to be affected the most by insurance company withdrawal are North Carolina and Florida. Over the last few months, a rash of large health insurance companies have stepped out of…

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Health insurance plans to be rated based on size of network

health insurance exchange

The Obama administration will now use the number of included doctors and hospitals in the ratings. In response to complaints from consumers with respect to the way health insurance plans are rated on the exchanges, the Obama administration has now said that it will provide a rating for each plan based on the number of hospitals and doctors that are included within that plan’s network. Equally, there will also be an increase to the maximum annual out-of-pocket amount that consumers can pay. For individuals, the maximum out-of-pocket expenses for health…

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