A 55-year-old male should expect to pay around $5,300 annually for an average linked-benefit long-term care insurance policy according to the just-published Price Index. The first price analysis comparing leading linked-benefit insurance costs and benefits was recently published by the American Association for Long-Term Care Insurance. “Linked-benefit long-term care insurance combines the benefits of a life insurance policy with a rider that can provide long-term care benefits,” explains Jesse Slome, director of the American Association for Long-Term Care Insurance. “These policies now outsell traditional long-term care insurance making it time for us to…
Read MoreTag: health coverage
What Burn Lawyers actually do to help you?
Burn lawyers are lawyers that deal with personal injury cases. They represent clients who have suffered injuries due to faulty products, workplace accidents, slip and falls, and medical errors. You may be entitled to compensation for burn injuries at work if you have suffered from hazardous exposure to chemicals, toxins, or harmful hot liquids while at work. You can get the best compensation you deserve when you consult professional Burn Lawyers. A reasonable attorney will help you navigate the court system and will obtain the most competitive compensation possible for…
Read MoreCalifornia bill would create new dependent parent health plan regulations
As adult children care for aging family members, insurance law may adapt health care coverage. A new dependent parent health plan bill has been making California insurance news. The idea behind Assembly Bill 570 is to allow caregiver children to add their parents to their policies. Twelve percent of US parents with a child under 18 years are also caring for another adult. As the population ages, a growing number of families are taking care of older family members. The new dependent parent health plan bill would make it possible…
Read More7 Types of Insurance Every Millennial Must Consider
If you were born between 1978 and 1999, you are classified as a millennial. The millennial generation is regarded as one of the most financially conservative generations since they are careful when it comes to investing and saving. Therefore, it’s surprising to look at the fact that a vast majority of individuals between 18 and 39 are underinsured. Here are 8 types of insurance plans millennials should consider: 1 Life Insurance Life insurance isn’t something that only the wealthy need. Depending on your particular situation, perhaps, you need it as…
Read More5 Awesome things your local car insurance agents can teach you
You might be shocked at the coverage you do and do not have. Your local car insurance agents have a wealth of knowledge and experience about your coverage that can be everything from fascinating to useful. These facts can save you a surprising amount of money. Talking to an insurance expert near you can ensure you are protected where you think you are. It’s always a good idea to review your coverage with one of your local car insurance agents once a year to be sure your coverage is what…
Read MoreCalifornia health insurance subsidies now apply to more middle-income families
As the open enrollment period begins, more state residents will qualify for financial assistance. Open enrollment began as of yesterday, and a higher number of middle-income families will discover that they qualify for California health insurance subsidies for next year’s coverage. The open enrollment period for the Covered California exchange is October 15 to January 31. Families who have enrolled for their health plans by December 15, regardless of whether they qualify for California health insurance subsidies, will have coverage effective January 1, 2020. That said, their coverage will begin…
Read More128K Tennessee children’s health insurance plans were cut and many parents have no idea
Thousands of kids were erased from the CoverKids and TennCare programs since 2017. About 128,000 children were purged from the CoverKids and TennCare Tennessee children’s health insurance plans over a period of two years. Unless they took their kids to the doctor’s office and were refused, parents had no idea it happened. TennCare and CoverKids are two government sponsored Tennessee children’s health insurance programs for low-income families. As over 100 thousand kids in the state were not covered by private insurance, the number of uninsured residents of Tennessee ballooned in…
Read More