California bill would create new dependent parent health plan regulations

Dependent parent health plan - grandparents

As adult children care for aging family members, insurance law may adapt health care coverage. A new dependent parent health plan bill has been making California insurance news. The idea behind Assembly Bill 570 is to allow caregiver children to add their parents to their policies. Twelve percent of US parents with a child under 18 years are also caring for another adult. As the population ages, a growing number of families are taking care of older family members. The new dependent parent health plan bill would make it possible…

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7 Types of Insurance Every Millennial Must Consider

Millennials insurance that they are buying

If you were born between 1978 and 1999, you are classified as a millennial. The millennial generation is regarded as one of the most financially conservative generations since they are careful when it comes to investing and saving. Therefore, it’s surprising to look at the fact that a vast majority of individuals between 18 and 39 are underinsured. Here are 8 types of insurance plans millennials should consider: 1 Life Insurance  Life insurance isn’t something that only the wealthy need. Depending on your particular situation, perhaps, you need it as…

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5 Awesome things your local car insurance agents can teach you

local car insurance agents let you know coverage you do and do not have #carinsurance #rentalcarinsurance #allstatedrivewise

You might be shocked at the coverage you do and do not have. Your local car insurance agents have a wealth of knowledge and experience about your coverage that can be everything from fascinating to useful. These facts can save you a surprising amount of money.  Talking to an insurance expert near you can ensure you are protected where you think you are. It’s always a good idea to review your coverage with one of your local car insurance agents once a year to be sure your coverage is what…

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California health insurance subsidies now apply to more middle-income families

California health insurance subsidies - Covered California - YouTube

As the open enrollment period begins, more state residents will qualify for financial assistance. Open enrollment began as of yesterday, and a higher number of middle-income families will discover that they qualify for California health insurance subsidies for next year’s coverage. The open enrollment period for the Covered California exchange is October 15 to January 31. Families who have enrolled for their health plans by December 15, regardless of whether they qualify for California health insurance subsidies, will have coverage effective January 1, 2020. That said, their coverage will begin…

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128K Tennessee children’s health insurance plans were cut and many parents have no idea

Tennessee children’s health insurance - Child with parents

Thousands of kids were erased from the CoverKids and TennCare programs since 2017. About 128,000 children were purged from the CoverKids and TennCare Tennessee children’s health insurance plans over a period of two years. Unless they took their kids to the doctor’s office and were refused, parents had no idea it happened. TennCare and CoverKids are two government sponsored Tennessee children’s health insurance programs for low-income families. As over 100 thousand kids in the state were not covered by private insurance, the number of uninsured residents of Tennessee ballooned in…

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Health insurance members gain exclusive access to the Fitbit Inspire

Health Insurance members - Fitness Tracker

The popular fitness tracker maker has launched a new device that you won’t find in stores. Fitbit has unveiled a brand new model of fitness tracker available only to health insurance members and employees. The Fitbit Inspire was developed for this exclusive use and won’t be sold in stores or on its own website. The launch was a quiet one this month, representing its first release that won’t be available to consumers. The Fitness Inspire was developed specifically for use by health insurance members and corporate employees. The concept behind…

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Will dental insurance one day be key to mental health and Alzheimer’s prevention?

Dental Insurance - Study - Dental Work - Dentist

A new study has potentially linked gum disease with the development of this form of dementia. When consumers purchase dental insurance, it’s usually to help to prevent cavities or cover expensive oral procedures. That said, a new study has potentially connected the Alzheimer’s disease risk with a bacteria associated with gum disease. The study was published in the Science Advances journal, presenting a new understanding of dementia. Thought it’s too early for consumers to start rushing to buy dental insurance to help preserve their future cognitive function, this study has…

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