Health care survey shows workers often make poor coverage decisions

open enrollment 2012

The open enrollment window is approaching, but many employees won’t make the right choices. According to a health care survey conducted by Aflac, many people either don’t understand the benefits that they have, or they’re not putting in the necessary effort to learn about their coverage in the first place, and this could lead them to make poor decisions when the open enrollment season begins. A significant amount of money is wasted every year due to this lack of attention. According to the Aflac vice president of corporate services, Audrey…

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High deductible and consumer-driven employee insurance plans growing slowly but surely

The Employee Benefit Research Institute has released a new study concerning the changes seen in employee health insurance plans seen over the last year. The study shows that the changes have been relatively small, but they have had some impact on the insurance market. High deductible insurance plans are beginning to grow, according to the study, though traditional insurance plans – those with low deductibles – continue to dominate the market. The research institute claims that high deductible plans may overtake more conventional plans by the end of next year.…

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