California pushes for insurance exchange despite fate of Affordable Care Act

California health insurance news update California seems to be moving ahead with its plans to build a health insurance exchange despite the current controversy surrounding the Affordable Care Act. The federal health care law is currently awaiting ruling from the Supreme Court after lengthy and uncomfortable litigation last month. Speculation suggests that the Court may rule the law as unconstitutional, or at least a part of which, which means that states would no longer be required to build insurance exchanges. California lawmakers are well aware of the possibility that the…

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California officials mull over different methods of maintaining health reform in the state

As the U.S. Supreme Court continues to consider whether or not it is constitutional for the federal government to require Americans to buy health insurance, what is also being debated is whether or not it can push the individual states to broaden their Medicaid insurance coverage. It is predicted that the top court in the country will have made its decision by the end of June, right in the middle of the presidential election race. It was estimated by the Kaiser Family Foundation that if the law is upheld, California…

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What happens if the Obama healthcare reforms are overturned?

Last week, the U.S. Supreme Court heard the arguments regarding whether or not the Obama administration’s overhaul of the healthcare system is constitutional, but now that they’re over and the waiting process for the Court’s decision is under way, people have started to wonder what will happen if the law is overturned. The problem is that the system that came before the overhaul still wasn’t getting the job done. Millions of Americans will remain uninsured, and either unable to afford coverage or unable to obtain it because they have pre-existing…

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United States Supreme Court to decide the fate of the healthcare overhaul

The future of the Obama Administration’s health care reform is now in the hands of the United States Supreme Court, which is deciding whether or not the entire law will be able to stand with its central mandate for insurance. The three days of arguments were completed on last Wednesday, after which the nine justices heard additional arguments regarding whether or not the remainder of the healthcare overhaul would be able to survive without its heart, which is the required health insurance. That element of the law requires all Americans…

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The constitutionality of the healthcare reforms is now before the Supreme Court

As of Monday, March 26, 2012, the U.S. Supreme Court has started to hear the verbal arguments in the highly controversial and politically charged case of whether or not the healthcare reforms made by the Obama Administration starting in 2010 are constitutional. Twenty six states have sent attorneys to represent them – primarily those with governors who are Republican – as well as the National Federation of Independent Businesses (NFIB) as they face off against the lawyers from the Justice Department. They believe that the health care reform’s requirement for…

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Washington Governor Gregoire signs state insurance exchange bill

Washington state Governor Christine Gregoire has now signed a bill into law, which now sets the rules in that state for insurance companies that are readying themselves for the online insurance exchange that is a part of the federal healthcare reform. The exchanges are a part of the President Barack Obama overhaul that began in 2010, and they must be ready to be put into place by January 1, 2014. They are designed to assist both individuals and small businesses to find proper and affordable health insurance coverage. Governor Gregoire…

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Gender gap continues to play an important role in health insurance premiums

According to the latest research issued in a report by the research and advocacy group, the National Women’s Law Center, women continue to pay higher premiums than men for the same health coverage. In 2014, when the new healthcare laws are fully implemented, the discrepancy between what men and women will pay for health insurance will cease, but at the moment, many states continue to see significant gaps between the premiums of men and women without any indication that the insurers intend to shrink them. The report will become available…

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The Californian perspective of the Affordable Care Act

Though the Affordable Care Act (ACA) may be a federal healthcare system overhaul, each state is experiencing it in its own way, and though Californians have already started seeing some differences since the act went into effect in March 2010, there will be a great deal more by the time it has been fully implemented in January 2014. So far, Californian health care has seen a few important changes. These include: • Ensuring that no new health insurance policies can include lifetime caps on benefits, so that individuals who are…

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Survey shows that challenges facing states in building health insurance exchanges

A new survey conducted by the KPMG Government Institute, an analysis organization that focuses on government policy and legislative trends, provides some insight on some of the challenges facing states in their efforts to build a health insurance exchange. The survey draws upon information provided by 80 state officials from throughout the country. These officials offered information on why health insurance exchanges seem to be such a troublesome issue. The common consensus boils down to cost. The survey suggests that insurance exchanges may be too expensive for some states, even…

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Supreme Court to begin litigation on Affordable Care Act this month

This month, the U.S. Supreme Court will begin litigation on the controversial Affordable Care Act. The federal law seeks to radically change the structure of the country’s health care industry and introduces new insurance regulations that are aimed at benefiting consumers. The Act was signed into law in 2010 and has since been a point of contention for political leaders and legislators throughout the U.S. Many states have backed the Affordable Care Act, but others have filed lawsuits against the federal government, accusing the law of being unconstitutional. The Supreme…

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