California pushes for insurance exchange despite fate of Affordable Care Act

California health insurance news update California seems to be moving ahead with its plans to build a health insurance exchange despite the current controversy surrounding the Affordable Care Act. The federal health care law is currently awaiting ruling from the Supreme Court after lengthy and uncomfortable litigation last month. Speculation suggests that the Court may rule the law as unconstitutional, or at least a part of which, which means that states would no longer be required to build insurance exchanges. California lawmakers are well aware of the possibility that the…

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California officials mull over different methods of maintaining health reform in the state

As the U.S. Supreme Court continues to consider whether or not it is constitutional for the federal government to require Americans to buy health insurance, what is also being debated is whether or not it can push the individual states to broaden their Medicaid insurance coverage. It is predicted that the top court in the country will have made its decision by the end of June, right in the middle of the presidential election race. It was estimated by the Kaiser Family Foundation that if the law is upheld, California…

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What happens if the Obama healthcare reforms are overturned?

Last week, the U.S. Supreme Court heard the arguments regarding whether or not the Obama administration’s overhaul of the healthcare system is constitutional, but now that they’re over and the waiting process for the Court’s decision is under way, people have started to wonder what will happen if the law is overturned. The problem is that the system that came before the overhaul still wasn’t getting the job done. Millions of Americans will remain uninsured, and either unable to afford coverage or unable to obtain it because they have pre-existing…

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Gender gap continues to play an important role in health insurance premiums

According to the latest research issued in a report by the research and advocacy group, the National Women’s Law Center, women continue to pay higher premiums than men for the same health coverage. In 2014, when the new healthcare laws are fully implemented, the discrepancy between what men and women will pay for health insurance will cease, but at the moment, many states continue to see significant gaps between the premiums of men and women without any indication that the insurers intend to shrink them. The report will become available…

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The Californian perspective of the Affordable Care Act

Though the Affordable Care Act (ACA) may be a federal healthcare system overhaul, each state is experiencing it in its own way, and though Californians have already started seeing some differences since the act went into effect in March 2010, there will be a great deal more by the time it has been fully implemented in January 2014. So far, Californian health care has seen a few important changes. These include: • Ensuring that no new health insurance policies can include lifetime caps on benefits, so that individuals who are…

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