New Mexico regulators pursue improved short term health insurance oversight

Short Term Health Insurance - Regulators

Officials in the state want greater control over the minimum standards for these types of plan. New Mexico insurance regulators are seeking greater authority over the short term health insurance plans in the state. They are aiming to set the state’s minimum standards for these health plans, instead of using those established by the federal government. The new standards will become effective through a new bill that has passed the House of Representatives. A new short term health insurance minimum standards bill has now passed the New Mexico House of…

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More Americans have health plan coverage now than before Obamacare

Health plan coverage - Health Insurance Checkmark

Over 95 percent of American children now have medical coverage, which is a significant increase. On the whole, fewer Americans lack health plan coverage than was the case before the Affordable Care Act. That said, Americans in some states are more likely to be covered than others. Residents of pro-Trump states are less likely to have health insurance coverage than those in blue states. According to Centers for Disease Control and Prevention (C.D.C.) data, over 95 percent of children across the country are now have health plan coverage. Overall, the…

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Doctors seek alternatives to having to accept health insurance

Accept health insurance - Doctor

A growing trend is sending doctors to use monthly membership fees instead of payments from insurers. A growing number of doctors are refusing to accept health insurance in favor of other systems such as monthly membership fees. This has been a response to challenges that they have faced with insurers as well as struggles they’ve seen among their patients. Doctors feel held back by a system encouraging them to consistently see high patient numbers. Struggles with claims processes and rising costs have also frustrated their patients. Doctors feel as though…

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Health insurance policies reduce the risk of emergency surgery

Health insurance plan

A recent study has shown that people who are uninsured are more likely to require urgent procedures. The results of a new insurance news study have revealed that whether or not someone has coverage is linked to that person’s risk of having to undergo emergency aorta surgery, and that health insurance coverage is also tied to how well those people will actually do after they have received the operation. People who were uninsured had a notably larger risk of having to have urgent surgery on the aorta. The health insurance…

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Health care reform data shows fewer uninsured Americans

Health care Reform Update

According to new statistics that have been released, January has decreased the number of people without health insurance. New data is starting to be released that is beginning to reflect the impact of the impact of the health care reform, as it has shown that the percentage of Americans who say that they do not have health insurance coverage has experienced a slight decrease, this month. This change in insurance status was reported by Gallup, which has been steadily tracking the figures. This insurance news is certainly welcome by those…

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Opt in before Mandatory Health Insurance Hits

With the Affordable Care Act set to be fully implemented in January of 2014 how much thought have you given to how the law will affect you?  Starting January 1st Americans will be required to purchase health insurance or pay a tax penalty. Before you get defensive or incited, take a moment to think about your options. The numbers Some people are already saying that they would rather choose to pay the penalty instead of buying health care coverage for themselves.  Here’s the skinny on that penalty.  For the 2014…

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Healthcare costs for individual patients are dropping

healthcare reforms quality and cost

Though medical spending is on the rise, the amount paid from consumer pockets is falling. According to data released regarding consumer driven national healthcare spending in 2011 – the most recent complete year that this information is available – while the total amount that is actually coming out of the patient’s pocket is shrinking. These new figures from the government show that Americans are paying less for their medical costs. This is the case, despite the fast growth of health insurance with high deductibles, and the increasing employee contributions to…

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