Live Insurance News

Small Business Health Insurance Trends 2019

September 11, 2019 Guest Author

The majority of Americans rely on small business health insurance to get the coverage they need. Unfortunately, too many small businesses fail to offer the right coverage options. In fact, in a survey of firms with between 3 and 9 employees, only 44% of those small businesses offered any health benefits. That’s bad news considering that small businesses make up the majority of businesses in the United States. Luckily, things are looking up. Despite the complicated and confusing insurance landscape of today, new trends are taking over that make small…

Insurance plans are being dropped by many small businesses

October 3, 2014September 30, 2014 G. Turner

The health care reform is making some company owners believe that they cannot afford to continue coverage. The latest wave in the health care reform appears to be a withdrawal of a number of small employers from offering insurance plans to their employees, as some have discovered that they will be facing notably higher premiums than they have previously paid. This rise in the price of health plans is causing a number of small business owners to forego coverage next year. Instead, these companies are frequently choosing to pay their…

Health insurance cancellation letters return: are you next?

February 27, 2014February 24, 2014 Julie Campbell

A new wave of letters are expected to be issued soon as plans fail to comply with the health care reform. Last year’s massive wave of letters that swept the country to inform previously covered Americans that their health insurance plans were being cancelled is about to be seen again. The question doesn’t appear to be whether or not this will happen, but how many will be affected. While some have predicted that the final tally could be rather low, others have said that there could be up to 20…

How the New Health Insurance Laws of 2014 Will Affect Businesses

June 23, 2013April 21, 2014 Guest Author

Health care has always been a hot topic. Historically health insurance was too expensive for many smaller businesses and individuals to have. Unfortunately the failure to obtain that insurance could result in very high medical costs when hospital, doctor, or dental visits were required. The Affordable Health Care Act known by many as ObamaCare will come into full effect in January of next year. It is meant to reform health care as we know it. There will be many changes that businesses and employees should be aware of. Overall Health…

Employer-sponsored health insurance for government workers evolving

October 29, 2012October 25, 2012 Marc

Employer-sponsored health insurance gap shortening between public and private sectors A new analysis from USA Today has found that many state and local governments throughout the country are saving significant amounts of money on employer-sponsored health insurance by cutting the benefits that are provided to workers. According to federal data, government workers typically have access to more generous health insurance benefits than those in the private sector. Several economic factors, such as a major recession, have encouraged states to make changes to the coverage they offer employees, in an attempt…