Are teacher insurance benefits expenses making the job cost prohibitive?

insurance benefits teacher

The latest increases for educators in Alabama have people wondering if the position will lose its appeal. Budget struggles in Alabama will likely be sending the out of pocket expenses for teacher insurance benefits upward, yet again, and while it may not have been as dramatic as some had predicted, it is still an added cost and there are worries with regards to the impact that this could have on the profession of the educator. The issue is that teachers will be paying higher insurance rates for their coverage which…

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Is an Administrative Services Only Plan Right for Your Firm?

If you’ve ever braved the world of insurance quotes, you’ve probably run across the term Administrative Services Only (ASO) plans. Maybe you’ve heard about ASOs, but never knew what it entailed and if it was appropriate for your small business or organization. Under an ASO arrangement, an employer self-insures the benefits it pays out, but uses an outside company to deal with claims processing and paying providers. Simply put, an employer pays an insurance company or Third Party Administrator (TPA) to process claims based on a fee per person enrolled…

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