Data shows one in seven American drivers is uninsured, despite legal requirement

Regardless of the fact that almost every American state has an auto insurance requirement law, one in every seven drivers is still uninsured. This statistic was assembled by an industry group, which estimated that 13.8 percent of all drivers in the country do not have auto insurance. This number has risen since before the beginning of the economic downturn, as many people struggle to make ends meet and have allowed their coverage to lapse. Vice president David Corum, from the Insurance Research Council – which is an insurer-supported non-profit organization…

Read More

Uninsured motorists are in for a surprise with new “no pay/no play” law

Kansas set to join the growing number of states adopting the “no pay/no play” insurance law in an effort to reduce the number of uninsured drivers. States across the nation are enforcing new laws in an attempt to get drivers to obtain and keep insurance. The latest statistics show around 13 percent of Kansas drivers are uninsured. While not good, it is still lower than several states, including neighboring Oklahoma, whose uninsured drivers rank over 20 percent. The property and casualty insurers’ support the no pay/no play laws and feel…

Read More

More and more people driving without insurance

The high unemployment rates and continuing poor economy have affected almost everyone across the United States. When people lose a job they start looking at where they can cut their bills to make ends meet. Unfortunately, sometimes their car insurance is one of the areas that get cut. The rate of uninsured drivers for 2010 hit 16.1 percent. Several states have amended previous insurance requirements, or changed the minimum amounts a driver is required to carry. Some states have changed coverage that was once mandatory, like underinsured motorist, and made…

Read More