Motorists in Florida, Michigan, and California are hopeful that the attempts being made by their states will be successful in lowering the rates that they pay for their auto insurance coverage. Both Florida and Michigan have no-fault-based auto insurance systems, and these two states have been vigilantly examining their programs throughout their current legislative sessions. Florida has especially been in the spotlight, as it attempts to tackle a car insurance fraud problem that is spiraling out of control. California insurance, on the other hand, is examining its own system based…
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Florida legislators come face to face with staged accidents
Florida continues to lead the U.S. in auto insurance fraud, a fact that state lawmakers have been working to change. Staged auto accidents are presenting the state, and its insurance industry, with significant problems. Those abusing the state’s Personal Injury Protection (PIP) system, which provides drivers with no-fault auto insurance policies, cause insurers to raise rates on coverage in an effort to recovery from losses. Thus far, Florida legislators have been divided on how to solve the problem. That is until they were shown how easy it was for drivers…
Read MoreFlorida legislators mull over ban on texting while driving
Florida lawmakers are considering a new legislation that would ban texting while driving. The state’s Legislature has been staunchly opposed to such laws in the past. Last year, a similar proposal did not survive the legislative process, as it was seen as a “silly law” by lawmakers. Insurers are torn on the subject of banning texting whilst driving as there is little evidence that suggests the ban would make the activity safer. This time, however, the opposition against the bill seems to have vanished. Senate Bill 416 has not been…
Read MoreFlorida Insurance Group announces it support for the battle against PIP fraud
The Florida Insurance Group, an auto coverage provider, has applauded the efforts being made by the Legislature in that state to help to reduce the rampant frequency of insurance fraud. According to Lee Rogers from the Florida Insurance Group, the personal injury protection (PIP) fraud that is occurring within the state has grown from the level of being a problem to the degree that it has become an “outright disaster.” Rogers explained that “It is not fair for the law-abiding citizens of Florida to have to pay higher premiums because…
Read MoreProblem with teen drivers underlined in Florida auto insurance court case
According to Online Auto Insurance, an appeals court in Florida has recently ruled on a case that began with a crash which involved four adolescents and “some horseplay,” and that underlines the types of behaviors that cause car insurers to charge teen motorists higher rates. The case began with a circumstance where a passenger had been repeatedly reaching across to the driver’s side to honk the horn and take hold of the steering wheel of his girlfriend’s car while she was driving it. Both of these individuals were 17 years…
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