Employer health insurance hasn’t decreased from Obamacare

workers employer health insurance

A new survey showed the ACA has not reduced the number of employers offering these benefits. There had been strong fears that employer health insurance would plummet at the implementation of the Affordable Care Act. That said, a recent survey has shown that Obamacare doesn’t appear to have produced this result. The percentage of companies still offering benefits including health insurance to workers has stayed steady. The proportion of companies offering employer health insurance benefits to both workers and their families has stayed the same. The figure has remained essentially…

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Private health insurance out of pocket costs spike sharply

Covered California exchange health insurance coverage

Even with coverage, patients visiting hospitals have found that the expenses they pay themselves are up 37 percent. The results of a recent study are adding even more evidence that private health insurance coverage isn’t stopping rising expenses. The research pointed specifically to high-deductible plans that are a top choice among employers. These keep premiums low but can lead to higher out of pocket expenses. Though this keeps the initial health plan costs down, it can add up at times when claims are made. Researchers from the University of Michigan…

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Insurance plan loophole nearly closed

health insurance for small businesses

The government is coming close to stopping employers from being able to offer substandard coverage. Insurance plan consultants were recently surprised to discover that under the rules of the Affordable Care Act, employers are capable of offering policies to their employees for next year that do not include hospital benefits. This has caused the administration to take action to correct an official calculator for approving of insurance policies. Officials from the Treasury Department are now working on changing the path of an official calculator that gives approval to various types…

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Health insurance for U.S. employees is not required to cover birth control

Birth Control insurance

Though the overall law still stands, companies can object on religious grounds in order to gain exemption. The U.S. Supreme Court has recently released a new health insurance ruling that states that companies are permitted to submit an objection on religious grounds to a health care reform provision that would require them to provide birth control coverage within their group plans. The court held this decision on a vote of 5 to 4 that companies could seek this type of exemption. This ruling was carefully made to reflect that while…

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Employers may take a different approach to health insurance

employer health insurance employee benefits

Employers may be looking to encourage workers to purchase their own health insurance coverage Employers in the U.S. may opt to pay their employees to purchase health insurance coverage. The Affordable Care Act has made insurance plans more accessible to a wide range of consumers through the establishment of insurance exchanges in every state. These exchanges exist as online marketplaces where people can find the insurance coverage they are interested in. Industry analysts suggest that the majority of those who currently receive insurance coverage from their jobs will move on…

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Health care reform is causing public sector shift cuts

Health care Reform

In order to bypass the requirements of the insurance law, workers are becoming part time employees. According to local and state officials across the country, public employees are finding their hours cut back and limited to that of part time workers when they had previously been working full time, as their employers are trying to skirt the health care reform requirement to provide them with insurance. This has been the case in public schools, community colleges, cities, and counties. The public sector is an area that has yet to experience…

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Health care reform mandate delayed yet again

Affordable Care Act Health Care Reform

The White House has now put off employer fines until 2016 after continued rollout struggles. According to the latest large delay issued by the Obama administration for the health care reform, the majority of employers will still not face a fine next year if they do not offer insurance benefits to their employees, yet. The timing of the implementation of this element of the health insurance law has now been pushed back. According to the Affordable Care Act’s regulations, the Treasury Department has stated that businesses that have between 50…

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