Small Business Health Insurance Trends 2019

The majority of Americans rely on small business health insurance to get the coverage they need. Unfortunately, too many small businesses fail to offer the right coverage options. In fact, in a survey of firms with between 3 and 9 employees, only 44% of those small businesses offered any health benefits. That’s bad news considering that small businesses make up the majority of businesses in the United States. Luckily, things are looking up. Despite the complicated and confusing insurance landscape of today, new trends are taking over that make small…

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Employer health insurance hasn’t decreased from Obamacare

workers employer health insurance

A new survey showed the ACA has not reduced the number of employers offering these benefits. There had been strong fears that employer health insurance would plummet at the implementation of the Affordable Care Act. That said, a recent survey has shown that Obamacare doesn’t appear to have produced this result. The percentage of companies still offering benefits including health insurance to workers has stayed steady. The proportion of companies offering employer health insurance benefits to both workers and their families has stayed the same. The figure has remained essentially…

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Private health insurance out of pocket costs spike sharply

Covered California exchange health insurance coverage

Even with coverage, patients visiting hospitals have found that the expenses they pay themselves are up 37 percent. The results of a recent study are adding even more evidence that private health insurance coverage isn’t stopping rising expenses. The research pointed specifically to high-deductible plans that are a top choice among employers. These keep premiums low but can lead to higher out of pocket expenses. Though this keeps the initial health plan costs down, it can add up at times when claims are made. Researchers from the University of Michigan…

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Insurance news from Scranton shows no more rape abortion coverage

Health Insurance news abortion rape

The college in Pennsylvania intends to stop its policies from paying for these procedures under those specific circumstances. The University of Scranton, a Jesuit school, has revealed insurance news affecting its employees, which showed that its insurance plans will no longer be providing coverage for abortion procedures following cases of incest, rape, or pregnancies that threaten the life of the woman. The college has said that this move aligns with Catholic doctrine and it is therefore removing the coverage from its employee plans. At the same time, the faculty union…

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Employer insurance trends are not impacted by the health care reform as expected

employer sponsored Health Insurance

While many had believed that companies would drop their coverage, research is showing that this is not the case. Researchers from the Urban Institute have recently released the results of a new study that has been published online in the Health Affairs journal, showing that while many had expected insurance trends from employers to include the dropping of coverage for their workers as a result of the health care reform, this has not been the case. The Affordable Care Act has not been leading swathes of companies to drop their…

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Health insurance study reveals the true feelings of employers

health insurance for small business

The results of recent research provide insight into the way that companies feel about providing coverage to workers. Even though the cost of medical care has been continuing to rise and the pressure from the Affordable Care Act is ever present in the air, employers continue to think of health insurance for their employees as a high priority. The health care reform has added some new requirements that will be impacting many smaller businesses. The study results have indicated that while the priority of employee health insurance remains high, the…

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Health insurance for business customers to be sold at Sam’s Club

Sam's Club health insurance exchange

At the same time that these shoppers are buying large sized containers of coffee, they may also shop for coverage. Small businesses are now beginning to make the decisions that are required of them in order to be able to comply with the Affordable Care Act, which states that employers must offer health insurance to their workers, and now Sam’s Club is going to enter into the market that sells this coverage. The Wal-Mart Stores wholesale retailer division has announced that it will start selling private plans. It will be…

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