Auto insurance survey shows drivers are still using smartphones behind the wheel

auto insurance premiums car mobile smartphone

Research by Allstate has shown that Canadian motorists continue to talk and text against the law. Regardless of the fact that it is against the law to talk on a handset or send and receive text messages, a study conducted by an auto insurance company has determined that Canadians can’t seem to break this distracted driving habit. The majority of provinces and territories regulate the way mobile devices can be used by drivers. That said, Allstate Insurance has discovered that many Canadians are not abiding by those laws and are…

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The impact of one hour of sleep on health care costs

EU auto insurance rates stress men male driver

Daylight savings time strips drivers of one hour of sleep, causing a surprising and costly result. One hour of sleep may not seem like a tremendous amount, but as the majority of the country grumbled over having to “spring forward” with daylight savings time, health care costs saw a notable, short term spike that will only repeat itself at the same time next year. Many studies continue to show that even one hour of sleep can have detrimental effects. At the same time that the majority of people do like…

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Will auto insurance rates rise because of Google Glass?

Google Glass auto insurance

The popularity of wearable technology and augmented reality glasses could soon have an impact on premiums. In a move that could one day – in the not too distant future – impact the auto insurance premiums that motorists are facing every year, Google is currently lobbying officials in three or more American states to try to put a halt to the proposed limitations for driving while wearing augmented reality glasses and headsets, such as Google Glass. This represents one of the first major legal battles over the AR based wearable…

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5 Reasons Texting and Driving is a Terrible Habit

Texting and driving is a terrible habit. The statistics don’t lie. Here are five great reasons not to send a text while behind the wheel. Remember, when you drive, you aren’t the only person that can face the consequences of your actions. 1. It’s More Dangerous Than Driving Drunk Texting while driving is now the most dangerous distraction on the road, period. New statistics show texting in your car while driving is six-times more dangerous than driving drunk. That means it is riskier to text while driving than to drink…

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Auto insurance survey sheds light on distracted driving

auto insurance

New Jersey auto insurance influenced by distracted drivers Plymouth Rock Assurance, an auto insurance organization based in New Jersey, has released the results of a new survey concerning distracted driving. The survey suggests that texting while driving remains a significant problem in New Jersey.  Though not implied by the survey, this problem could be contributing to the rising costs of auto insurance. Distractions are taken very seriously by the auto insurance sector, and any distraction could be justifiable cause to raise premiums due to the inherent risks they represent. Many…

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Auto insurance frustration spawns new legislation in Connecticut

connecticut auto insurance

Lawmakers continue to grow frustrated over lack of compliance with auto insurance laws Connecticut lawmakers have been expressing frustration when it comes to the state’s ban on talking and texting on mobile devices while driving. The law is meant to cut down on activities that could distract drivers and cause accidents, but many drivers have chosen to ignore the law entirely. This has caused lawmakers to consider a more aggressive approach on the matter by highlighting the financial aspects of car accidents. Legislators believe that the prospect of higher auto…

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Teen auto deaths spike during summer months

Teen Auto Car Crash

Distracted driving practices attributed to a spike in summer deaths of teenage drivers in 2010, a study by Fatality Analysis Reporting System reports. According to the study, approximately 45 people between the ages of 15 and 20 died each weekend from June through September in the year 2010. Such young deaths are “sobering” according to Sandy Spavone, the executive director with the National Organizations for Youth Safety. The main reason they hit so hard is because these deaths could so easily be avoided. Spavone feels these deaths are completely avoidable…

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