Though many hosts of Super Bowl parties think that the main thing they need to remember is to have enough to eat and drink, there is one thing that they may be forgetting, which is to review their insurance so that they know who is responsible should their guests drink and drive. According to the Insurance Information Institute (I.I.I.) as the host of a party, it is not only considered…

This year, many people have been listening to the requests of government officials and of insurance industry experts and are choosing not to drive after drinking, but many are surprised to hear that ER doctors are also stating that walking drunk can be dangerous, too. In fact, while these medical professionals are saying that you should have a designated driver when you travel home after having anything with alcohol in…