Dental insurance bill passed by Wisconsin state Assembly

Dental Insurance

A bill containing a change to the current regulations in the state has now moved forward, despite opposition. Wisconsin’s Republican led state Assembly has just passed a dental insurance bill, over opposition from considerable business lobby. The bill was passed on a bipartisan vote this week to permit dentists to charge higher prices. The dental insurance bill is designed to give dentists the ability to charge more money for certain specific services that they perform. In doing so, changes have now been forced into private contracts that are already in…

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Prudential is taking its dental insurance across the country

Dental Insurance

The small business group coverage has expanded to 190,000 network locations. Prudential Financial, Inc. has announced that its business for group coverage will now offer dental insurance in every one of the states across the country. It has broadened its three network offerings, making sure that there is a variety of strengths and a solid regional presence. This will mean that there are now approximately 190,000 different provider locations throughout the United States to meet all of their dental care needs. It also allows the policyholders to select the dental…

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Allstate to offer group dental insurance through Guardian

Dental Insurance

The insurer will be providing new benefits in a new agreement. Top employee benefits provider, Allstate Benefits, has announced that it will be working in a partnership with The Guardian Life Insurance Company of America to offer a cost-effective group dental insurance product. Guardian is recognized as one of the biggest mutual life insurers in the United States. Together, the two companies will be offering the group dental plan called DentalGuard, which will become available to employers in July 2012. This partnership will significantly broaden the capabilities of Allstate Benefits,…

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Is the United States facing a dentist shortage?

Dental Insurance

A dentist shortage has been identified in the United States – particularly in areas where there are higher levels of poverty – and it is now being predicted that this problem will only increase by 2014 when the Affordable Care Act goes into full force. Thousands of Americans are visiting emergency rooms every day to obtain treatments for dental problems that are considered to be entirely preventable. For example, in 2009, there were over 830,000 E.R. visits for just this type of problem, such as tooth abscesses that make it…

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Adding supplemental dental insurance to Medicare coverage

eHealth, Inc. subsidiary, PlanPrescriber, has now published a report for beneficiaries of Medicare who are looking to purchase additional stand-alone insurance that covers dental. Part A and B of Medicare (also known as the Original program) does not include dental in its coverage. Therefore, if a beneficiary of Medicare experiences a medical emergency where their teeth need care, the original plan might or might not provide coverage for the emergency, depending on who has provided the care. Furthermore, basic Medicare coverage does not provide the type of dental coverage that…

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Dental problems force uninsured Tennessee residents into ERs

A report issued by The Pew Center on the States has shown that residents of Tennessee suffering from toothaches and other dental problems are finding themselves in hospital emergency rooms as many of them cannot afford preventive care and are not covered by dental insurance. Residents of that state have made over 55,000 visits to emergency rooms since 2009 due to issues with their teeth or because of jaw disorders. Adults do not receive dental coverage by TennCare, and many employers within Tennessee do not include dental coverage in their…

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IBISWorld report shows the challenges and triumph of the dental insurance industry

IBISWorld, a market research firm serving many industries, has released a new report detailing the challenges facing the dental insurance industry as well as its successes over the past five years. Dental insurance is a rarity in the U.S., accounting for just 7% of all active insurance policies found in the country. While some of this may be due to persistent fear regarding dentistry from consumers, insurers claim that much of the industry’s shortcomings come from a bad economy and rising costs in medical care. The report shows that dental…

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