Tag: credit history

Tips on How to Respond to Identity Theft

Spencer Wright
top things to do in the event of identity theft

Of all the things another person could steal from you, one of the most damaging is your good name. Having done so, the damage they could wreak upon your life is almost incalculable. It can literally take years to contain the chaos this can create. The “good news”, for better or for worse, it’s happened so many times to so many people there is now an established set of procedures for how to respond to identity theft. Here’s some information if it’s happened to you. Examine Your Credit Report Pull…

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Six tasks to complete before buying a home

Marc
buy a home

Getting the keys to your own property is an exciting experience for us all, whether it’s your first home or your fifth. However, before you start thinking about paint colors and long-term renovation projects, you need to get prepared for the whole property purchase experience. Whether or not you have bought home before, there are certain tasks you need to carry out. Make sure you know what you may need to do next and check that these items are on your to-do list. Find out your credit score This will…

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How to Lower the Cost of Your Home Insurance

Guest Author
home insurance costs

Just by making a few tweaks, your home insurance costs can differ by hundreds of dollars. There are many variables that go into determining the costs of your home insurance and by being informed about what impacts these calculations you can make a more knowledgeable decision when purchasing your policy. An insurance broker is one of your best resources when it comes to shopping around and comparing policies, so be sure to enlist the help of yours for when you need help purchasing coverage. Also, a broker will be able…

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Really Common Car Insurance Misconceptions

Guest Author
car insurance claims

Most people out there do not know much about their car insurance and the different factors that influence it. In reality, there are countless things that can have an impact on how much you can pay. At the same time, different misconceptions appeared in regards to car insurance. The really common misconceptions are presented below based on research done by auto repair Lakewood Colorado. Red Cars Are More Expensive To Insure This is a rumor that has been floating around for way too long but it is a completely false…

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Homeowners insurance rates greatly impacted by credit score

Nordstrom
homeowners insurance rates increase

Many consumers are surprised to find out how great a difference their credit history makes. As recent homeowners insurance rates calculations are revealing, credit is growing in its importance to Americans. Our daily lives are directly impacted by our credit histories, according to the results of a recent study. This includes the amount being paid in premiums for property policies. A recent study showed that people with fair or median credit scores pay an average of 32 percent higher premiums. The research was conducted by Quadrant Information Services. It was…

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