Do you have Christmas present insurance in case the Grinch hits up your tree?

Grinch christmas present insurance

Insurance companies remind consumers that this is one of the biggest times of the year for home break-ins. Leading insurers across the United States, Canada, the United Kingdom, Australia and other countries around the world are issuing reminders to look into Christmas present insurance. Burglaries spike in November and December in countries where Christmas is celebrated by the majority. In fact, some estimates suggest that there is a 43 percent spike in break-ins during November and December as thieves try to get their hands on expensive gifts. This helps to…

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Lemonade insurance company heads into California with new license

lemonade insurance company

The tech-based insurer launched in New York and sells renters and homeowners insurance policies. The new Lemonade insurance company that made a splash in New York when it launched in the second half of 2016 is now stepping into California. This new tech-based insurance startup promises consumers an application process as short as 90 seconds. Moreover, the Lemonade insurance claims payment process can be as quick as 3 minutes, according to the company. The insurer received the necessary approval from the California Department of Insurance for the sale of homeowners…

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$300k renters insurance settlement proves you shouldn’t blowtorch a squirrel

Renters Insurance

A woman tried to clean the fur off a dead squirrel with a propane torch and burned down the building. A recent renters insurance settlement case serves as an important caution to anyone who would be inclined to use a blowtorch on a squirrel. A Michigan woman learned this the hard way after she and her boyfriend burned down her apartment complex. The couple had been at the woman’s home when they decided to try to remove a dead squirrel’s fur. The woman’s boyfriend was using the blowtorch to take…

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Student insurance policy tips for parents

Back to school supplies student insurance policy

It’s back to school shopping time again and pupils are being reminded not to forget the right coverage. As college students head to the back to school sales to make sure they have the right supplies and tech, parents are looking at student insurance policy tips. These are very important as the top crime on American college campuses is theft. Due to the presence of large amounts of technology, burglaries and thefts involve much higher values. At one time, burglaries meant there was a risk to a walkman or possibly…

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Renters insurance is among the top recommendations for college students

Renters insurance

Once again, this year, students heading off to college are being advised to make sure a policy is in place. College students that head out to live on their own for the first time can sometimes find it difficult to believe that the worst can, in fact, happen, and that their possessions can be the victim of those disasters, so they are being reminded to purchase renters insurance in order to protect themselves against those potential losses. There are many responsibilities that these students face, but protecting themselves from losses…

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Tennessee homeowners insurance customers advised to review their coverage

homeowners home insurance policies christmas holidays

The State Fire Marshal has recommended that they look into their protection ahead of holiday travels. The top fire official in the state is recommending that Tennessee homeowners insurance policyholders review their coverage before they head out of their homes this holiday season. The more people go away on vacations or even just to attend gatherings, the greater the risk of mishaps. There are a number of reasons that Tennessee homeowners insurance customers should be more aware of their coverage and of their own activities at this time of year.…

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Homeowners insurance lacking in over 9 in 10 UAE homes

homeowners Insurance news

Recent findings from Zurich have revealed that the current trend is headed in a downward direction. It took a massive fire in a Dubai residential tower, last year, to truly draw the attention of property owners in the United Arab Emirates to the importance of homeowners insurance, but it looks as though the climbing trend has come to an end and is starting to drop once more. A recent study has shown that over 9 out of every 10 people don’t have their homes covered. The homeowners insurance study was…

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Homeowners insurance rates spike following last year’s bushfires

Tasmania Brushfires homeowners insurance

The cost of coverage has soared in Tasmania after the massive disaster of last summer. The massive bushfires in Tasmania that made headlines throughout the summer season, last year, are now having an impact – quite a dramatic one, in fact – on the prices that are being paid for homeowners insurance coverage. Property owners in the Tasmanian region are now seeing considerable increases at the start of this summer. In fact, the homeowners insurance premiums in Tasmania are now rising far higher than people in Western Australia and Victoria,…

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What Insurance Am I Legally Bound To Carry?

With all the news about PPI or referred to as Payment Protection Insurance being mis-sold around the world, there can be some confusion as to what insurances we are required by law to have; and that number is very small. PPI was not required in most instances, if not all instances, for a loan to be approved. Yet people were told this and subsequently felt they had to have the insurance in order to be approved for the loan. And the mis-selling began. But what insurance policies are required by…

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Basic Information about Renters Insurance

Renters Insurance

The scenario is simple: you decide to rent a house or apartment, hand over a deposit, and receive the keys. You move your items in, arrange them, and pay your rent (and utilities) monthly. But what happens when your apartment becomes damaged in a flood or fire, if someone breaks in and steals your things, or if a friend or other visitor trips, falls and ends up in the hospital? Moving into a rented apartment or house is easy. The tricky part involves protecting your belongings (among other things) from…

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