When your health insurance is sponsored by your employer, it is easy enough to know which policy to choose because it has typically been selected for you, but when you are unemployed, self-employed, or employed by a company that doesn’t offer this medical benefits, then it is up to you to find your own coverage. Use the following tips to help you locate the right policy and price to fit your needs: • Healthcare.gov – this federal government site provides a number of questions that you can answer in order…
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Palm Beach County seeks to help the uninsured find coverage
Those without insurance are at a heightened risk of being unable to pay for medical treatment that could save their lives. In years past, the issue has been well documented but few lawmakers have made moves to find a solution. The Affordable Care Act was meant to remedy the problem by expanding people’s access to insurance coverage. However, in Palm Beach County, Florida, the County Commission is calling for more aggressive action to be taken to ensure that state residents have access to the coverage they need. This week, the…
Read MoreCOBRA loses federal subsidy, future of the program questioned
The end is nigh for one of the federal government’s most popular and well-used insurance plans. The Consolidated Omnibus Budget Reconciliation Act, more famously known as COBRA, will no longer be subsidized by the government beginning next week. The demise of the subsidy, which has provided insurance coverage to millions of unemployed citizens throughout the nation by lowering the cost of COBRA, has been met with little fanfare. After the subsidy ends, the options for those unable to afford conventional insurance coverage will become slimmer. Despite being designed to help…
Read MoreReport finds that 50 million people are uninsured and unable to receive coverage through COBRA
A new report from the Commonwealth Fund, a private foundation working to improve the performance of the nation’s health system, has found that 50 million Americans are without health insurance of any kind. The lack of coverage is linked to the economic recession of 2008, in which many businesses had to make cuts to staffing in order to stay afloat. As unemployment rose, so too did the rate of those without insurance as many no longer had access to employer health benefits. According to the report, most of these people…
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