Auto insurance electronic proof is on its way to Indiana

electronic proof of auto insurance

The state is to become the next to accept digital copies of the card, to be displayed on smartphones. Drivers in Indiana are about to gain the ability to prove that they have auto insurance by displaying a digital copy of the card on the screen of their smartphones, now that a new bill has passed. The regulation will become effective as of July 1, 2013, and will make mobile devices into a perfectly allowable format. This use of smartphones as a way to prove that auto insurance exists represents…

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Auto insurance costs fell only in California

auto insurance price decrease california

According to data from the Consumer Federation of America, that is the only state where this occurred. According to the latest data from the United States, California is the only state in the country where auto insurance costs have been decreasing over the last two decades that ended in 2010. This data was collected and analyzed by a consumer group that attributed the decline to a state law. The Consumer Federation of America is attributed the decreasing cost of auto insurance in California to a law that was passed in…

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Auto insurance proof apps laws proving confusing

electronic proof of auto insurance

Though 23 states say that proof of coverage can be shown via smartphone, they haven’t been without problems. There are now 23 states in the country that say that it is legal for drivers to use their smartphones to display proof of auto insurance if they are pulled over by a police officer, according to the data from the Property Casualty Insurance Association of America (PCI). This offers motorists a convenient way to make sure that they always have digital “card” on hand. The goal is to make it much…

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Auto insurance fraud may be put to rest by driverless vehicles

Auto Insurance

Driverless cars could be a powerful weapon against auto insurance fraud Auto insurance remains a problematic issue throughout the U.S. Fraud is quite common in this sector, especially in states like New York and Florida, and modern efforts to combat fraud on a legislative level have proven fruitless. The prevalence of fraud is causing auto insurance costs to skyrocket throughout the country, putting more pressure on lawmakers to find a way to crack down on fraud before costs begin to spiral out of control. The solution may be as simple…

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Auto insurance minimum may raise in Illinois

Questionable tow and glass claims run rampant

Drivers who carry the smallest amount of coverage may find that they will soon be paying more. The Illinois House has just passed legislation that would increase the minimum liability coverage required in auto insurance that must be carried by drivers within the state, meaning that these motorists could be paying higher premiums beginning in 2015. The minimum will be increasing for the amount that is covered to pay for the injuries of other people. The auto insurance minimums will rise to $25,000 for injury or death of one person,…

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