Does bad credit affect car insurance rates?

credit car insurance rates

If you’ve got bad credit you may be worried about how it affects a number of things you apply for. When you think of applying for things that need a credit check you may automatically think of things such as car finance, credit cards, mobile phone contracts or mortgagees. But have you thought about how your credit rating affects your car insurance premium? Refused Car Finance are bad credit car finance specialists who help people get car finance even if they have bad credit. They explore whether bad credit affects…

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How to Save on Car Insurance in Michigan

Michigan Auto Insurance rates

It’s no secret, car insurance in Michigan is very expensive. For the fifth year in a row, Michigan has ranked as the most expensive state for Car Insurance. In 2018, The average car insurance premium for Michigan residents is 64% higher than the national average premium. So far for 2019, our own research has shown that currently Michigan drivers are paying on average $1,300 for a one full coverage vehicle. This is $346 higher than the national average. The national average currently stands at $954 per year. With premiums so…

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Senior auto insurance rates drop $200 for Delaware drivers

Senior auto insurance - Senior Driver - Mercedes-Benz

A house bill signed into law last year went into effect on May 1 and will bring savings to seniors. House Substitute 1 for House Bill 80 (HS 1 for HB 80) will bring considerable senior auto insurance premiums reductions this year. The bill was signed August 1, 2017. The legislation became effective as of May 1, 2018. The new law prohibits car insurance companies from boosting rates for certain specific reasons. The senior auto insurance law stops car insurers from hiking premiums just because a person has turned 75…

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Everything You Wanted to Know About Car Insurance but were Afraid to Ask

You may not think too much about your car insurance until you wind up in an accident. Paying your bills each month may remind you how expensive insuring your car can be, but in the event of an accident, you want to know you’re covered so you don’t have to pay out of pocket. Car insurance options can be daunting, but be sure to do your due diligence and research, and you’ll know everything you need to know. Investigate the Possibilities Car insurance companies compete for your business online, on…

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Car Insurance Shopping: Five Things You Must Compare

car insurance

What you need to know when shopping for car insurance… Shopping for car insurance can be intimidating simply because there are so many car insurance companies to choose from. To help you determine which car insurance company offers the best premiums to meet your needs, there are five things you must compare between insurance companies including stability, customer service and claim handling, roadside response and repair, policy flexibility and any benefits or discounts offered to consumers as part of an insurance policy. Stability An important deciding factor in the type…

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Funny but strange auto insurance claims associated with animals

Auto vs pet insurance claims Admiral Insurance has released a report that includes the 12 most unusual auto insurance claims that have involved animals since the start of 2012. Within the last two years, for example, peacocks have been associated with claims on four separate occasions. In one case, the peacock clawed at the car when it saw its own reflection in the paint. In another instance, pet peacocks broke loose and damaged a vehicle parked in their neighbor’s driveway. Dogs have also been frequently associated with claims, including when…

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Insurance coverage for a flying car could come with a $60,000 price tag

Entertaining insurance news… Flying cars have been a part of our imaginations for decades, and though it will become possible for drivers to purchase them within the months to come, it is the insurance coverage that they may find more surprising than the technology itself. The Transition, the two-seater car that have fold-out wings that allow it to take flight and that was manufactured by Terrafugia in Massachusetts, made its first appearance before the attendees of an auto show. The company had already announced at the start of the week…

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