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Car Insurance Shopping: Five Things You Must Compare

February 2, 2013April 14, 2014 Guest Author

What you need to know when shopping for car insurance… Shopping for car insurance can be intimidating simply because there are so many car insurance companies to choose from. To help you determine which car insurance company offers the best premiums to meet your needs, there are five things you must compare between insurance companies including stability, customer service and claim handling, roadside response and repair, policy flexibility and any benefits or discounts offered to consumers as part of an insurance policy. Stability An important deciding factor in the type…

Michigan insurance news – no-fault fund transparency

January 9, 2013April 30, 2013

Every car in Michigan pays a $175 yearly fee to the Michigan Catastrophic Claims Association. In recent insurance news, one Judge in Ingham county decided that the public fund should be open for review so residents can understand how the fund sets the annual rate. No-fault and catastrophic loss The MCCA was created by state legislation to help Michigan insurance companies that pay out more than half a million in claim money to people in car accidents and suffer life altering injuries. This limit is for individual claims. Residents have…

Auto insurance claims regarding deer-vehicle crashes on the rise

November 13, 2012April 30, 2013

Auto Insurance claims on the rise with deer collisions

Adjusters and body shops in North Carolina have been especially busy this season. Although drivers in North Carolina have always needed to remain aware of deer near the roads, this year is proving to be an especially problematic one for auto insurance claims involving collisions between vehicles and the animals. This time of year presents a dangerous combination of hormonal deer and vehicle traffic at dusk and dawn. According to the Charlotte-Mecklenburg Park and Recreation natural resources manager, Chris Matthews, “This is the time of year when the deer get…

Highway Loss Data Institute study results show hybrid cars safer in accidents

November 21, 2011November 21, 2011 H. Cutner

The results of an insurance institute study have been released, showing that hybrid vehicles have a safety level that is 25 percent higher for drivers and passengers than traditional cars in the case of an accident. The study also showed that they are more dangerous when pedestrians are involved in the accident. Hybrid vehicles operate on both internal combustion and electric motors. The Highway Loss Data Institute (HLDI) report showed that as their batteries increase their weight by an average of 10 percent, hybrid cars have an extra level of…

Kentucky passes bill in hopes to lower fraud activity

March 18, 2011March 17, 2011 H. Cutner

The legislative department of Kentucky passed a bill that regulates the requirements of the federal government tax requirements on insurance for surplus lines as well claims for auto personal insurance that involve fraud. The bill was passed as the end of the legislative session is getting near. A measure was submitted by the lawmakers regarding lawyers who immediately get in contact with victims of car accidents offering their services. Called HB 382, this measure does not allow any unauthorized individual to contact a victim of a motor vehicle accident within…