Surviving a bad car crash can be daunting but not impossible

A car crash is not something that many people think will ever happen to them… but these events can, at times, be unavoidable. If the unfortunate were to happen, it is important to be prepared. Being prepared can mean the difference between life and death for drivers or their passengers and it is not something that should be taken lightly. Car accidents are not uncommon, and there are some things that drivers can do to ensure their safety and overall survival if they are the unfortunate victim of a crash.…

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The impact of one hour of sleep on health care costs

EU auto insurance rates stress men male driver

Daylight savings time strips drivers of one hour of sleep, causing a surprising and costly result. One hour of sleep may not seem like a tremendous amount, but as the majority of the country grumbled over having to “spring forward” with daylight savings time, health care costs saw a notable, short term spike that will only repeat itself at the same time next year. Many studies continue to show that even one hour of sleep can have detrimental effects. At the same time that the majority of people do like…

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Auto Insurance Discounts You May Not Know About

Many of us spend a large portion of our incomes on car maintenance, repairs, and auto insurance. To help decrease the high costs associated with car ownership, it is extremely beneficial to be cognizant of ways to save on auto insurance. Auto insurance can get expensive, but many people are unaware of the auto insurance discounts available to them. Below is an overview of several types of auto insurance discounts you may not know about. Have Multiple Cars Under the Same Insurance Policy If you own more than one car,…

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Four Things You Need to do Immediately After a Car Accident

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Car accidents occur almost every day in Baton Rouge. Some are very minor while others are far more serious. Personal health and safety are a priority after an accident. Anyone who needs medical attention should call an ambulance immediately. All parties should also get out of the street quickly to a safe location nearby. Anyone involved in a car accident should take four additional steps once all parties are out of the way of harm. 4. Document The Scene The scene of an accident in Baton Rouge is likely to…

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Car Insurance Shopping: Five Things You Must Compare

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What you need to know when shopping for car insurance… Shopping for car insurance can be intimidating simply because there are so many car insurance companies to choose from. To help you determine which car insurance company offers the best premiums to meet your needs, there are five things you must compare between insurance companies including stability, customer service and claim handling, roadside response and repair, policy flexibility and any benefits or discounts offered to consumers as part of an insurance policy. Stability An important deciding factor in the type…

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Michigan insurance news – no-fault fund transparency

Michigan Auto Insurance news

  Every car in Michigan pays a $175 yearly fee to the Michigan Catastrophic Claims Association. In recent insurance news, one Judge in Ingham county decided that the public fund should be open for review so residents can understand how the fund sets the annual rate. No-fault and catastrophic loss The MCCA was created by state legislation to help Michigan insurance companies that pay out more than half a million in claim money to people in car accidents and suffer life altering injuries. This limit is for individual claims. Residents have…

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Auto insurance claims regarding deer-vehicle crashes on the rise

Auto Insurance claims on the rise with deer collisions

Adjusters and body shops in North Carolina have been especially busy this season. Although drivers in North Carolina have always needed to remain aware of deer near the roads, this year is proving to be an especially problematic one for auto insurance claims involving collisions between vehicles and the animals. This time of year presents a dangerous combination of hormonal deer and vehicle traffic at dusk and dawn. According to the Charlotte-Mecklenburg Park and Recreation natural resources manager, Chris Matthews, “This is the time of year when the deer get…

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