Do your employees need a supplemental accident benefit if they have a health plan?

Supplemental benefit accident health insurance with Allstate for small businesses explained #localagent #businessinsurance #accidentinsurance

Savvy employers are using this insurance to help workers to fill coverage gaps. A supplemental accident benefit, like other types of supplemental insurance policy, is a type of coverage that fills the gap left behind by many types of traditional health plan. Employers are increasingly offering this coverage as an appealing way to draw talented, loyal employees.  Employers give the employee the option to pay all or some of the costs of this coverage. Adding a supplemental accident benefit and other similar forms of “sidekick” coverage to a benefits package,…

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Breast cancer disability insurance claim length average dropped by 2 weeks

Breast Cancer Disability Insurance - pink ribbon

Survivors are heading back to work notably sooner than had previously been recorded. Claims on breast cancer disability insurance have been a top cause of this type of coverage for more than a decade. However, the length of those claims has been getting shorter. In fact, survivors have shortened their time off work by an average of about two weeks. In 2019, the average length of a short-term breast cancer disability insurance claim was 64 days. In 2010, that figure was 78 days. This shows a meaningful change in trends…

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Julia Louis-Dreyfus Speaks Out in Favor of Affordable Health Care

Affordable Health Care - Julia Louis-Dreyfus & Former Vice Presidnet Joe Biden

The actress recently went public with her breast cancer battle and is now fighting for low-cost coverage. Julia Louis-Dreyfus has opened up about her own recent medical journey and is now speaking out in favor of affordable health care. In September 2017, the actress shared her battle with breast cancer. She used Instagram to document several of her treatment sessions, so the world could see a bit of what is involved in the fight. Louis-Dreyfus is now using that journey as a jumping off point in the battle for affordable…

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Cancer insurance coverage is not consistent for keeping hair during chemo

Cancer Insurance - Medicine in drip at hospital

Patients no longer need to lose their hair from chemotherapy, but insurers don’t always pay for it. New treatments are now available to stop hair loss as a chemotherapy side effect, but many cancer insurance policies are not covering it. Oncologists feel that, especially for women, this is an important technique to ensure people get well. “Several patients have told me it’s one of the worst side effects of their treatment. It can affect them really badly psychosocially. Some patients have even refused lifesaving chemotherapy because they don’t want to…

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Cancer insurance coverage rose significantly because of the Affordable Care Act

cancer insurance coverage MRI

The controversial health care law nicknamed Obamacare has made a measureable difference in reducing uninsured adults. The number of adults who have cancer insurance coverage saw a striking increase with the implementation of the Affordable Care Act. Following Obamacare, a much higher number of Americans who had already received a cancer diagnosis now have health plans. It is yet unknown whether or not the latest health care reforms will continue this positive trend. This cancer insurance conclusion was presented in a study published in the JAMA Oncology journal. The study…

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