Do your employees need a supplemental accident benefit if they have a health plan?

Supplemental benefit accident health insurance with Allstate for small businesses explained #localagent #businessinsurance #accidentinsurance

Savvy employers are using this insurance to help workers to fill coverage gaps. A supplemental accident benefit, like other types of supplemental insurance policy, is a type of coverage that fills the gap left behind by many types of traditional health plan. Employers are increasingly offering this coverage as an appealing way to draw talented, loyal employees.  Employers give the employee the option to pay all or some of the costs of this coverage. Adding a supplemental accident benefit and other similar forms of “sidekick” coverage to a benefits package,…

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Workers compensation bill signed by California governor

California Governor Jerry Brown on Workers Compensation bill

Gov. Jerry Brown has approved the bill to revamp the state’s injured employee insurance program. California Governor Jerry Brown has added his signature to a bill that will help to boost the workers compensation disability benefits for employees who are injured on the job, while at the same time keeping the cost of the premiums under control. The bill was first approved by lawmakers last month, on the final day of session. A rush was placed on the workers compensation bill’s approval after Brown, himself, gave a personal appeal for…

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Rate increase for California workers comp of 8.25 percent receives approval

Workers Compensation insurance

Employees may also soon be seeing changes to disability insurance regulations. Dave Jones, the insurance commissioner in California, has just approved a 8.25 percent workers comp advisory pure premium rate increase in the state for policies that are either new or renewing as of July 1 of this year. Jones explained the reason for the increase in his order that called for it. He stated that though it may not look like there has been much of a change in the costs per unit, the increasing use of medical care…

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California brain injury case results in largest workers’ compensation settlement in state history

The largest known settlement in California workers’ compensation insurance has just been secured by attorney Christopher Asvar, totaling $8.9 million for his client who suffered a traumatic brain injury while in the workplace. According to well-known specialist in structured settlements, Steve Chapman, who was involved in the case, “This settlement is the highest anyone is aware of for a California workers’ compensation award”. Asvar is a specialist in the area of brain injury litigation, both civil and workplace, and was substituted into this case three years ago. The client in…

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Construction subcontractors in California applaud announcement by insurance commissioner Jones

California insurance commissioner Dave Jones has made an announcement regarding the 57 felony charges that were laid against a business owner in Millbrae, including workers’ compensation insurance fraud and payroll theft. The California Professional Association of Specialty Contractors (CALPASC) has worked along with the Painting and Decorating Contractors of California (PDCC) and other allied associations, as an element of the LEVEL Program, in order to assist state agencies in the targeting and identification of deceitful construction industry employers who are scamming the state and costing Californians millions of dollars, as…

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