Health insurance rules outlined for California exchange

California officials share glimpse at future of health insurance market The California health insurance exchange is beginning to take form and consumers are finally getting a glimpse at what kind of policies will be provided through the system. The state has chosen to build and operate the exchange itself, accepting federal financial aid for the effort. This week, state officials have begun to provide some information concerning the kind of…
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Insurance news for California homeowners includes less pit bull coverage

Farmers has announced that it will no longer be providing coverage to pit bull breed owners. Farmers in California has just announced its latest insurance news, that it will be dropping coverage for the owners of pit bull dogs, which follows with a trend that is increasing across the country with certain breeds. Owners of the breed have been expressing surprise and upset about the decision made by their insurer. Many owners…
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Earthquake insurance premiums fall for some California customers

Some consumers in the state will find that rates are dropping so that the coverage is more affordable. Two major earthquake insurance companies in California have just announced that they will be lowering the rates that they charge for the coverage against tremors in the state. The approval was given to the insurers by the commissioner of the state on Friday. The commissioner in California, Dave Jones, made his announcement…
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Life insurance regulations overhaul isn’t ready for California commissioner’s vote

The top official of the state’s industry regulator says the rules need more polish. The commissioner in California has cautioned the regulators of other states that he will not be voting in favor of a life insurance regulations overhaul until a better understanding of the necessary resources is established. The overhaul would change the way that insurers establish their claims reserves. Commissioner Dave Jones said that he was not ready…
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Auto insurance premiums reduction sought by Consumer Watchdog

The group claims the agency running the car policy program is seeking to charge $40 more than necessary. According to a Consumer Watchdog actuarial analysis, California drivers who are in the low income bracket and who maintain a good driving record should be paying 3.9 percent less on their car coverage premiums through the Low Cost Auto Insurance Program. The analysis was just submitted to the California Department of Insurance….
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California health care reform moves on

Obama victory adds momentum to California heatlh care reform efforts President Obama has won a second term, and this may be good news for California lawmakers who are eager to institute the next phase of their California health care reform plans. California is one of several states that has been making quick and decisive progress on complying with the Affordable Care Act. The state was the first in the country…
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Auto insurance industry backs California Proposition 33

Proposition 33 could have major implications for auto insurance In California, Proposition 33 has won the support of the insurance industry. The legislative measure is designed to allow consumers that have held policies in good standing with the same auto insurance company for five years to switch companies and still receive so called “loyalty benefits.” Though Proposition 33 seems straightforward, it has created some controversy in the world of auto…
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California at risk for major earthquake

Geologists meet in California to highlight earthquake concerns California is no stranger to earthquakes; indeed, thousands of seismic events of varying degrees happen every day in the state. Last week, concerns regarding a massive, nationwide earthquake were drummed up when more than 9 million people throughout the state participated in an earthquake drill. California insurers are well versed in the risks associated with earthquakes in the state. What has many…
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