The Deep Freeze And Your Insurance Coverage

Wintry weather can wreak havoc on property. Fallen power lines and tree limbs along with burst water pipes are just a few of the problems home-and-business owners face. When a winter storm hits the last thing anyone wants to do is worry about whether any damage is covered by insurance. The good news is that many times insurance does cover damage caused by storms. Damage caused to homes by ice and falling limbs is covered by homeowner’s policy, according to an article by CBC News. That’s great news for those…

Read More

Get Your Home in Shape for Winter

Winter Home Care insurance companies external battery charger

Frozen and burst pipes are of the highest home insurance claims and most frequently occurring source of damage, notes the Insurance Information Network of California. Yet many homeowners don’t know how common this problem is and don’t think their pipes could burst in the winter, causing expensive damage. This and other cold-weather problems can be prevented with a small amount of preventative maintenance as part of a fall cleanup. This year, spend a weekend ensuring that you, your garden and your home weather winter’s chill with ease by preparing your…

Read More

Property maintenance neglect by landlords revealed in insurance claims

Simply Business, the biggest business and landlord insurance broker in the United Kingdom, has released data that showed that landlords’ tightening budgets are starting to affect their ability to maintain their properties, and that the number of insurance claims made for avoidable issues such as burst pipes, leaks, damage do to frost, and problems relating to wear and tear have risen by 5 percent since 2008. This information was drawn from the claims made by more than 3,500 private landlords and indicated that the largest cause of claims is water…

Read More