College dorm insurance season has arrived

college dorm insurance students

Parents and students alike are considering whether they need this additional coverage. College students are preparing to move out of their parents’ homes and dorm insurance is among the considerations many must face. Parents and students alike are looking into the potential risks that could cause a student’s electronics and other possessions to be damaged or stolen. These student residence policies typically cover laptops, mobile devices and other tech as well as other possessions. Many students enjoy the peace of mind offered by dorm insurance because it goes beyond covering…

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Home insurance policies should be reviewed as holiday shopping begins

homeowners home insurance policies christmas holidays

Even before the Christmas tree goes up, coverage should be consulted to be sure it’s enough. The last thing a homeowner wants to do is to make a claim on home insurance policies over the holiday season. However, this coverage can play an integral role in putting things right if the worst should happen. The risks of peril and of loss usually spike over the holidays. Therefore, homeowners are being advised to make sure the coverage they have is enough for their needs. Burning candles, piles of gifts, icy sidewalks…

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Could Insurers Refuse Payment for Unlocked Homes?

home security cybersecurity insurance industry

If you’re leaving your home for just a few minutes, it can be tempting to not bother to lock up while you pop over to the store or collect the kids from school. However, literally anything can happen in that period, and a recent rise in the number of insecurity burglaries—thefts from unlocked homes—could eventually mean that any subsequent insurance claim becomes invalid. Stretched Resources All across the world, police forces have their resources stretched by local crime, and one unit in the UK is clearly getting tired of dealing…

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