Boat insurance may be necessary even after homeowners coverage

Boat Insurance

The boating season has already started but many enthusiasts don’t realize that they’re not adequately protected. Although the season for watercraft has had its unofficial start and people have been flocking to their local lakes to be able to get as much out of this year’s warm weather as they possibly can, but many don’t realize that they will likely require additional boat insurance to provide them with the coverage that they need. It isn’t uncommon for people to think that their homeowners insurance or cottage policy is enough. AAA…

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Allstate releases common boating accident avoidance tips

As this year’s boating season passes its peak and begins to come to a close, Allstate Insurance has identified the most common forms of boating accident and has released tips for boaters to avoid making common errors that can lead to damage to their vehicles. The Coast Guard is reminding boaters to remain vigilant, but is already celebrating a notable drop in the number of accidents and fatalities. For example, a recent report showed that accidents have been falling over the years, as there were 4730 reported in 2009, but…

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Insurers release most common claims made on 4th of July

Insurers across the country are making an attempt to assist people in avoiding some of the most common events leading to insurance claims throughout the 4th of July celebrations by releasing the four leading types of claim. The U.S. Fire Administration has announced that the leading cause of structure fires and related insurance claims are cooking fires. They recommend that a grill be placed an adequate distance from any structures or trees to ensure that the branches or siding will not ignite. Grease traps should be regularly emptied as they…

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Coast Guard pushing safer boating following 9 deaths

Officials from the Coast Guard are making efforts to push safer boating behaviors in response to nine deaths in the Mid-Atlantic region within the last two weeks. According to the Coast Guard, the most recent deaths happened as a result of a capsized pleasure craft near the Ocean City Inlet in Ocean City, Maryland on Saturday, June 11, 2011. Before this, were other deaths, including a drowning which occurred on May 30, when a 42 year old man leapt from a sailboat in the James River in Virginia. He was…

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New York “no tolerance” boating proposal

It is that time of the year; the sun is shining and the weather is warm. Friends and families are ready to go camping, boating and skiing. Beware though, if you’re a New Yorker; the New York Senate is pushing to get laws for boaters convicted of intoxication changed. If the bill passes it could mean stricter laws, including for those under age 21. The Senate wants to get a new law passed regarding alcohol related boating convictions for those who are under 21 years of age. Currently, boaters 21…

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