Critical illness and accident insurance now available through HM Insurance Group

Highmark Insurance Group has just announced that individuals can now buy accident insurance and critical illness insurance from any of the eight retail facilities for Highmark Direct in Pennsylvania. HM Insurance group is a Highmark company and offers a wide range of protections for accidental injuries and illnesses. Highmark Inc. is Blue Cross and Blue Shield Association independent licensee based in Pittsburgh. According to the Highmark vice president of consumerism and retail marketing, Matt Fidler, accidental insurance and critical illness insurance are a good fit with the other standard health…

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Ruling in California could help those with mental illnesses obtain higher levels of insurance coverage

California may see new insurance rules regarding coverage and mental health as judges reach a verdict regarding the issue. Earlier this year, Jeanne Harlick of Northern California was denied coverage for her anorexia treatment. Anorexia, an eating disorder, is designated as a mental illness in accordance with Californian law. The denial led Harlick to file a suit against her insurance company, Blue Shield Blue Cross. A panel of judges from the U.S. 9th Circuit Court of Appeals has ruled in favor of Harlick, citing her long struggle with anorexia and…

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Des Moines opts back into self insurance program to cut costs

Health insurance for city workers in Des Moines, Iowa, is becoming less expensive. Earlier this week, the City Council moved to make a switch back to a self-insurance system for its employee’s health plans. This is the first time since 2003 the city has opted to participate in such a system. City officials hope that the change will help save money on policies across the board. They expect it will also save taxpayers money – to the tune of $1million annually. The City Council is currently expanding their efforts to…

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Vital health care being rejected due to insurance

A recent Senate Investigation has found that a staggering number of insurance companies from around the nation have denied coverage to thousands of people in need of necessary care. The investigation took place over six months, researching more than 1,600 cases. The results of the investigation were released last Friday, leading many to question the altruistic nature sometimes lauded by big name insurers. Michael Fields, an HVAC technician and resident of Maryland, is one of the key people that helped initiate the investigation. Fields in a coronary patient, whom on…

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Michigan health insurer rolls out new plan geared for youth

Blue Cross Blue Shield of Michigan has unveiled a new insurance plan tailored for young adults, which will cost them less than $100 monthly. Called the Young Adult Blue Max plan, the goal is to provide coverage for those between the ages of 19 and 30. The plan offers medical, dental and vision coverage. Preventative care and services are included in the plan. The insurer is claiming that their new coverage plan will prove especially beneficial for young adults striking out on their own. Whether they are starting a career…

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