Tag: best homeowners insurance

Homeowners insurance leaders identified by Consumer Reports

homeowners insurance

The price of coverage is continuing to rise, while coverage grows ever smaller. According to Consumer Reports, the premiums for homeowners insurance are on the rise, showing no indication of stopping in the near future, but at the same time, the coverage being offered is maintaining its slow degradation. Many people are wondering how protected they will be if disaster actually strikes. The Consumer Reports data says that there is a notable discrepancy between the coverage that an insurer provides and what consumers are expecting from their homeowners insurance. However,…

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What to consider when purchasing vacation home insurance

H. Cutner

Vacation home insurance Though it’s obvious that when you purchase a home, you will also want to cover it with homeowners’ insurance, many people feel uncertain when it comes to deciding on the coverage required for their vacation homes. Insuring your summer or vacation home or cottage is extremely important, not only for when you are present, but especially because it is empty for a significant amount of the time. By purchasing adequate coverage, you’ll know that your secondary home and possessions will be covered even when you aren’t there.…

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Do your possessions in storage require insurance coverage?

Nordstrom

No matter where you may be keeping your belongings – whether it’s in your parents basement or garage, or in a public storage unit – making sure that you have the proper insurance coverage for those items should be considered a necessity if they are of any financial value or if it would cost money to replace them. The Insurance Information Institute recommends that if an item is worth paying for its storage, then it is worth the cost of its coverage. The first thing that you should do is…

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Georgia homeowners now have access to Home Value Protection insurance

As of this week, homeowners in Georgia now have access to Home Value Protection, which is the only insurance product available in the United States that will protect homeowners from the potentially financially crippling effect of the falling home prices. This form of insurance coverage provides the owners of a home with protection for the market value of their home so that their equity is covered in the case that housing prices continue to fall – a serious issue within that state since the middle of 2006. This is the…

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Allstate to launch new homeowner’s insurance products throughout the U.S.

S.Vagus

In October of last year, Allstate launched a new line of homeowner’s insurance products in Oklahoma called House & Home. The company’s initiative was met with success and now the insurer is gearing up to launch these products in various states through 2014. The products became popular amongst consumers because it provided them with a sleuth of discounts and new deductible and coverage options. The insurer has also introduced a more simplified quoting process that uses external information to fill out applications more quickly. As Allstate introduces these new insurance…

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