Auto Insurance State Minimums – Why You Should Carry More Coverage

florida no fault car insurance

Car insurance can be one of the most frustrating bills a person pays every month (or six) but it truly is one of the most important. At its core, insurance is designed to insulate an individual, family or business from possible financial hardship due to a loss. However, too often people are driving around with the absolute bare minimum insurance, not realizing that their entire world could get flipped upside down with just a relatively minor accident. Insurance Minimums Explained Insurance is governed at the state level, so each of…

Read More

Tips For Selecting The Most Suitable Auto Insurance

Health Insurance survey

An auto insurance check list… Auto insurance is your shield against an array of misfortunes that can potentially strike you when you take to the roads. The nature of protection spans from paying off the monetary damage claimed for injuring a person or causing damage to the property to getting reimbursed in the event of your vehicle sustaining damages. Many states have made it mandatory by law. While embarking on the venture to pick up the most robust auto insurance, the following tips will abundantly guide you in the right…

Read More

Car Insurance 101: Do You Know How You’re Covered?

Think You’re Paying Alot for Car Insurance? Check Out Other States and See

  Every car nationwide is required to have at least the state’s required minimum liability insurance. If a vehicle is financed through any lender, they will likely require the owner to hold a certain amount of comprehensive and collision coverage on top of the state mandated liability insurance. It is important that drivers in all states know what type of coverage they need on their vehicles and what kind of discounts they are eligible for to keep rates low. Any driver who is educated on the different discounts on their car…

Read More

Auto insurance customers in New Jersey are experiencing regular increases

New Jersey auto insurance

The rates in the state for vehicle coverage have risen again, according to NAIC data. The National Association of Insurance Commissioners (NAIC) has reported that drivers in New Jersey are continually paying higher prices in order to maintain their auto insurance coverage. The Garden State has been experiencing regular rate hikes over the last few years. Data released by NAIC has shown that in 2009, the average cost of auto insurance in New Jersey had been $1,218. This increased the next year to reach $1,276. The association notes that this…

Read More

Ohio lawmakers approve changes to minimum auto insurance requirements

auto insurance

Ohio auto insurance expected to become more expensive for some drivers Ohio drivers are expected to see the costs of auto insurance climb, but not because insurance companies are raising rates for coverage. A new law has been approved by the Ohio Legislature that will increase the minimum level of auto insurance drivers are required to carry in the state. Though the law has been approved by both the Ohio House and Senate, it must still be signed by Governor John Kasich. If the law receives the Governor’s approval, Ohio…

Read More