In the present financial crisis, policymakers in the U.S. have started analyzing the structure of the U.S. housing finance system and the role of the federal government in supporting the flow of money to the housing sector. Private Mortgage Insurers rank among the lesser known components of the present housing finance system. The recent downfall of PMI Group’s credit indemnity trade is a hint to the fact that, a huge…

The Paragon Report has now been released, providing an analysis of the opportunities for investment in the property and casualty insurance industry as well as MGIC Investment Corporation and Radian Group , Inc. equity research. Earlier in September, the acting director of the Federal Housing Finance Agency (FHFA), Edward DeMarco, gave a number of different explanations of the ways in which there would be changes to the conservatorship of the…

The U.S. mortgage insurance market is on the cusp of a major revolution, but not for the better. The problems stem from the 2008 worldwide economic recession. The recession took a massive toll on the U.S. housing market, resulting in a crisis that persists to this day. Several insurance companies that specialized in mortgages floundered in the wake of the recession and those that survived now hold too much risk…