States to look for alternatives if the Affordable Care Act does not survive

Arizona Health Insurance industry

Arizona claims health care reform should happen on the local, not federal, level Arizona is among the 26 states that have risen up to challenge the Affordable Care Act, the federal health care law often referred to as “Obamacare.” These states claim that the federal government has overstepped its boundaries in passing the law. These claims primarily concern a handful of provisions found within the Affordable Care Act, one of which makes health insurance coverage mandatory for all U.S. citizens. Arizona, in particular, believes that the key problem with the…

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Federal government to review Arizona’s insurance industry after the state fails to meet new standards

Arizona is not capable of moderating health insurance rate increases according to the state’s own law and those of the federal government. New federal standards accompanying the overarching health care reform dictate that states must be able to adequately review the rate increase process or default such authority to the federal government. Arizona’s current law dictates that insurers must submit paperwork regarding rate increases, but nothing more is required thereafter. Because Arizona does not meet federal requirements in this regard, federal regulators will be coming to the state to take…

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