Health insurance costs predicted by two states to be low in 2014

Alibama Health Insurance Costs

Washington and Oregon have both found that rates will be considerably lower than initially predicted. The Affordable Care Act has just received a boost, as two northwestern states revealed that health insurance companies have submitted applications for selling on the state exchanges at rates that are considerably lower than what some execs had forecasted for these marketplaces. These marketplaces are expected to bring coverage to many of the 49 million uninsured Americans. In doing so, the design was meant to help to curb the extreme spending that has been caused…

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A Guide to Health Insurance for the Self-Employed

Self Employed Health Insurance

The self employed face obstacles and tackle challenges that those employed by others rarely think about…doing budgets, growing the business and, of course, health insurance. Think about it…the cost of individual health insurance for the self employed has gone up substantially over the past decade and policies that used to cost somewhere around $100 a month can run upwards of $500 a month today. Not just that…co-pays and deductibles have gone up…covered services have gone down. But there are options available that can help reduce the cost of health insurance…

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Health insurance bill passed to open Kansas market

Flag of Kansas health insurance news

The House was struggling with the bill that would permit insurers to sell very basic coverage in the state. On the last day of the regular session in Kansas, the House dedicated hours to debates, re-considerations and the pushing back of a bill, which was finally passed in order to allow the state to add bare bones health insurance policies to its market. The purpose of the bill is to help to make the coverage more affordable than what is currently out there. Senate Bill 163, which has been nicknamed…

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Health insurance plans in Kentucky move forward

Kentucky insurance exchange health insurers

Kentucky establishes new agency to manage health insurance exchange While many states throughout the U.S. have decided to abandon their efforts concerning a health insurance exchange, Kentucky is one of the few that has decided to build and operate its own. State officials chose for the state to run its own exchange in the hopes that it will better address some of the health insurance concerns that are specific to Kentucky residents. State officials have now formed the Office of the Kentucky Health Benefits Exchange, a new agency that will…

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Minnesota health insurance exchange moving forward

Health Insurance benefits

Minnesota health insurance exchange still in a state of confusion A task force formed in Minnesota by the state’s government is currently investigating the next steps the state should take in building its own health insurance exchange. The task force is advisory in nature, but plays a significant role in the state’s future health insurance structure. The association met earlier this week and is expected to provide state lawmakers with recommendations on how the Minnesota health insurance exchange should take form. Lawmakers still unsure how to build an exchange program…

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