ACA health insurance enrollment deadline looms and sign-ups are down

Health insurance enrollment - Family

The open enrollment period for 2019 closes on December 15 but not as many people are signing up. Health insurance enrollment into the Affordable Care Act’s exchanges has fallen nationwide when compared to last year. The numbers have remained down despite the approaching deadline on December 15. The last few days of the open enrollment period could prove to be defining for the ACA in 2019. The final weeks and days of Affordable Care Act (A.C.A.) health insurance enrollment are strikingly busy. In 2017, over two thirds of Americans who…

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Number of people with California health insurance to fall over next half decade

California health insurance - Heart monitor

The falling uninsured rates trend in the state is expected to make a U-turn due to ACA changes. Up to 800,000 fewer people will have a California health insurance plan in 2023, according to recent research estimates. Changes made to the Affordable Care Act have reduced the incentive to purchase coverage. This will reverse an improvement trend in coverage rates that has extended over many years. The Affordable Care Act had been steadily reducing the number of uninsured Californians. Recent changes to official policy would remove the Affordable Care Act’s…

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ACA health insurance premiums fall for the first time

ACA health insurance - Decline - Graph

The average amount that American pays for the most popular Obamacare plans is dropping. The average premiums paid for the most popular ACA health insurance plans have fallen for the first time. These Obamacare plans have become more affordable for the first time in six years. The average paid for these health insurance plans is dropping slightly, reversing a rising trend. Across the 39 states that use HealthCare.gov, there is an average drop in ACA health insurance premiums of 1.5 percent for 2019. This is occurring in the coverage tier…

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Health plan premiums are stabilizing, regardless of Republican efforts to the contrary

Health Plan Premiums - Health - Family - Business

Despite the best efforts by the GOP to kick the pins out from under the ACA, prices are evening out. Even as Republicans work to undermine the Affordable Care Act, better known as Obamacare, health plan premiums are stabilizing. Insurance premiums have been rising, but they will be increasing only slightly in the majority of states that have already submitted their 2019 price proposals. Moreover, unlike last year, there are insurance companies stepping into the markets, not out of them. The improvements are the result of reduced political certainty regarding…

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Men taking Truvada often rejected for disability insurance policy

Disability insurance policy - Men rejected for HIV prevention drug

Instances men turned down for coverage based on HIV prevention use are increasingly common. Americans taking the prescription drug Truvada are finding it harder to purchase a disability insurance policy. Truvada is an HIV prevention drug meant to help protect a user from becoming infected. The Affordable Care Act bans health insurance companies from discriminating based on sexual orientation. That said, the states themselves each have their own regulations for what is allowed to determine eligibility for certain specific types of coverage such as life, long-term care, or a disability…

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Colorado health insurance will continue to protect those with pre-existing conditions

Colorado health insurance continues to protect those with pre-existing conditions - man in wheelchair

As Americans across the country return to struggling for coverage, Coloradans will be spared. Colorado health insurance will maintain its coverage of individuals with pre-existing conditions, despite the Trump administration’s recent moves. The president shocked the health care industry earlier this month when the Department of Justice announced it wouldn’t be defending certain central components in the Affordable Care Act. This announcement may mean that Americans with pre-existing conditions could once again lose coverage. That said, Colorado health insurance law will make certain that residents of the state will continue…

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95 percent of US healthcare groups opposed Trump’s new health insurance rules

US Healthcare Groups - Opposed to Changes - Hand stopping dominoes

Nearly every group that submitted formal comments officially panned the strategy the president proposed. Over 95 percent of the US healthcare groups that submitted formal comments regarding President Trump’s strategy to dismantle the Affordable Care Act were opposed to his efforts. They either criticized the new health insurance rule strategy or flat-out opposed it. The health insurance industry isn’t impressed with the president’s efforts to cut apart Obamacare. A new L.A. Times review of the thousands of comments formally submitted by US healthcare groups to federal agencies showed heavy criticism…

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